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12675 Wind Chime Ct, Spring Hill, FL 34609 Property Records

Hernando County property record for 12675 Wind Chime Ct, Spring Hill, FL 34609

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,327 sqft · built 2017
Lot Size0.519 acres (22,606 sqft)
Owner2 Individual Names on Record
Last Sale$415,000 (Oct 2024)
Tax Bill$5,197 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jul 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNR16-223-18-3038-0000-0590

Property Details

APN / Parcel Number

Primary APNR16-223-18-3038-0000-0590
Alternative APNs
  • 01682316
  • 1682316

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,327 sqft Living Area
Gross Area3,126 sqft
1st Floor Area2,327 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area22,606 sqft (0.519 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area198 sqft
Utility Building288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number01682316
Street Address12675 WIND CHIME CT
CitySPRING HILL
StateFL
Zip34609-4282
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLANTATION PALMS LOT 59
Legal Range18E
Legal Township23S
Legal Section16
Legal SubdivisionPLANTATION PALMS
Legal Lot Number59
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group3
Census Block3017
Census Tract40908

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12675 WIND CHIME CT, SPRING HILL, FL 34609-4282
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
FBC MORTGAGE LLC
Jul 28, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
ALLY BANK
Jul 28, 2022Intrafamily Transfer, Transfer
ATTORNEY
Feb 17, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Aug 31, 2018Quit Claim Deed, Transfer
Quitclaim
Apr 4, 2017Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2024 · Amount on Record
Deed SaleOct 23, 2024 · Amount on Record
Prior SaleApr 4, 2017 · Amount on Record
Deed Document Number202465255
Deed Book / Page4482 / 1607
Prior Transfer DateJul 23, 2022
Prior Transfer Doc0042011837
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address12675 WIND CHIME CT, SPRING HILL, FL 34609-4282
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address12675 WIND CHIME CT, SPRING HILL, FL 34609-4282

Mortgage

Document Number0040341957
DateAug 2, 2021
Book Page4034/1957
Instrument2021057431
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHERNANDO FL
Recording DateJul 28, 2022
Property Address12675 WIND CHIME CT, SPRING HILL, FL 34609-4282
Document Number0042011815
Book / Page4201 / 1815
Map ReferenceMB 39 PG 21
Instrument DateJul 23, 2022
Instrument2022057599
Transaction TypeTransfer
Record UpdatedOct 6, 2022
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12675 WIND CHIME CT, 12675, SPRING HILL, FL 34609-4282

Transferred To (Grantee/Buyer)

NameVerified Name
Address12675 WIND CHIME CT, SPRING HILL, FL 34609-4282

Mortgage

Document Number0042011818
DateJul 28, 2022
Book Page4201/1818
Instrument2022057600
Lender
NameALLY BANK
TypeBank
AddressCHARLOTTE, NC 28202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHERNANDO FL
Recording DateJul 28, 2022
Property Address12675 WIND CHIME CT, SPRING HILL, FL 34609-4282
Document Number0042011837
Book / Page4201 / 1837
Map ReferenceMB 39 PG 21
Instrument DateJul 23, 2022
Instrument2022057601
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12675 WIND CHIME CT, 12675, SPRING HILL, FL 34609-4282

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address12675 WIND CHIME CT, SPRING HILL, FL 34609-4282

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHERNANDO FL
Recording DateFeb 17, 2022
Property Address12675 WIND CHIME CT, SPRING HILL, FL 34609-4282
Document Number0041281718
Book / Page4128 / 1718
Map ReferenceMB 39 PG 21
Instrument DateFeb 9, 2022
Instrument2022012739
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address12675 WIND CHIME CT, SPRING HILL, FL 34609-4282

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHERNANDO FL
Recording DateAug 31, 2018
Property Address12675 WIND CHIME CT, SPRING HILL, FL 34609-4282
Document Number0036181246
Book / Page003618 / 001246
Instrument DateAug 29, 2018
Instrument53052
Transaction TypeTransfer
Record UpdatedSep 26, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12675 WIND CHIME CT SPRING HILL FL 346094282, SPRING HILL, FL 34609-4282

April 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHERNANDO FL
Recording DateApr 4, 2017
Property Address12675 WIND CHIME CT, SPRING HILL, FL 34609-4282
Document Number0034551627
Book / Page3455 / 1627
Map ReferenceMB39 PG21
Instrument DateMar 31, 2017
Instrument2017018901
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 28, 2022
Title CompanyPARAMOUNT TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,500.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

NameVerified Name
Address12675 WIND CHIME CT, SPRING HILL, FL 34609-4282

Mortgage

Document Number0034551629
DateApr 4, 2017
Instrument3455/1629
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,197.00 (+110.06%)$356,018 (+75.82%) Land $47,473 Building $308,545$356,018 (+1.03%) Land $47,473 Building $308,545
2023$202,493 Land $202,493
2022$2,474.00$352,402 Land $47,473 Building $304,929

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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