12675 Moonseed Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 12675 Moonseed Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,874 sqft · built 2014
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$708,000 (Jul 2022)
Tax Bill	$6,140 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-29-039-014.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-29-039-014.000-018`
Alternative APN	`1709290039014000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,874 sqft Living Area
Gross Area	4,849 sqft
1st Floor Area	4,179 sqft
2nd Floor Area	1,395 sqft
Basement Area	1,392 sqft
Finished Basement	1,087 sqft
Unfinished Basement	305 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12675 MOONSEED DR
City	CARMEL
State	IN
Zip	46032-8397
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .30, SECTION 29, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, SECTION 10010C, LOT 1213, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	29
Legal Subdivision	VILLAGE OF WESTCLAY SECTION 10010C
Legal Lot Number	12
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2015
Census Tract	111010

Owner

12675 Moonseed Dr is owned and occupied by an individual who bought it in July 2022.

Source: Hamilton County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	12675 MOONSEED DR, CARMEL, IN 46032-8397
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK
Aug 20, 2019	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2022 · Amount on File
Deed Sale	Jul 6, 2022 · Amount on File
Prior Sale	Aug 20, 2019 · Amount on File
Deed Document Number	202233681
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 6, 2022
Property Address	12675 MOONSEED DR, CARMEL, IN 46032-8397
Document Number	0000033681
Instrument Date	Jun 21, 2022
Instrument	2022033681
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12675 MOONSEED DR, CARMEL, IN 46032-8397

Mortgage

Document Number	0000033682
Date	Jul 6, 2022
Instrument	2022033682

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 20, 2019
Property Address	12675 MOONSEED DR, CARMEL, IN 46032-8397
Document Number	2019038377
Instrument Date	Jul 25, 2019
Instrument	2019038377
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	TITLE ALLIANCE OF INDY METRO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12675 MOONSEED DR, CARMEL, IN 46032-8397

Mortgage

Document Number	2019038378
Date	Aug 20, 2019
Instrument	2019038378

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$602,300 (+12.12%) Land $180,700 Building $421,600	$602,300 (+12.12%) Land $180,700 Building $421,600
2024	$6,140.00 (+2.95%)	$537,200 (-0.72%) Land $180,700 Building $356,500	$537,200 (-0.72%) Land $180,700 Building $356,500
2023	$5,964.00 (+2.63%) Homeowner's exemption	$541,100 (+6.22%) Land $180,700 Building $360,400	$541,100 (+6.22%) Land $180,700 Building $360,400
2022	$5,811.00 Homeowner's exemption	$509,400 Land $113,000 Building $396,400	$509,400 Land $113,000 Building $396,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12675 Moonseed Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12675 Moonseed Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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