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12675 129th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 12675 129th Rd, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,360 sqft · built 1978
Lot Size90 acres (3,920,400 sqft)
OwnerCompany Name on Record
Tax Bill$4,294 (2024)
Deeds & MortgagesOct 2023 Line of Credit
Oct 2022 Transfer
Flood ZoneZone X (minimal risk)
APN16-03S-13E-08651-001000

Property Details

APN / Parcel Number

Primary APN16-03S-13E-08651-001000
Alternative APN
  • 08651001000

Interior

Full Baths3 Baths
Stories1 Story
Building Area3,360 sqft Living Area
1st Floor Area5,212 sqft
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2005
Exterior MaterialWood
Roof MaterialMetal
Lot Area3,920,400 sqft (90 acres)
Garage TypeCarport
CarportCarport
Carport Area400 sqft
PorchFinished/Screened Porch
Patio Area2,827 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number08651001000
Street Address12675 129TH RD
CityLIVE OAK
StateFL
Zip32060-6676
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 90.00 ACRES S1/2 OF SE1/4 AND E1/2 OF E1/2 OF SE1/4 OF SW1/4 ORB 145 P 791 WD ORB 260 P 721-727 WILL YR 84 ORB 288 P
Legal Range13E
Legal Township03S
Legal Section16
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group2
Census Block2049
Census Tract970402

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address315 SCRIVEN AVE SW, LIVE OAK, FL 32064-2222
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2023Deed of Trust, Mortgage · Line of Credit
FIRST FEDERAL BANK
Oct 27, 2022Intrafamily Transfer, Transfer
ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 27, 2022
Transfer Doc0000259039
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address12675 129TH RD, LIVE OAK, FL 32060-6676
Transaction TypeMortgage
Record UpdatedNov 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address12675 129TH RD, LIVE OAK, FL 32060-6676

Mortgage

Document Number0000271577
DateOct 11, 2023
Book Page2471/298
Instrument2023271577
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressLIVE OAK, FL 32060
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSUWANNEE FL
Recording DateOct 27, 2022
Property Address12675 129TH RD, LIVE OAK, FL 32060-6676
Document Number0000259039
Book / Page2396 / 384
Instrument DateOct 21, 2022
Instrument2022259039
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address315 SCRIVEN AVE SW, 315, LIVE OAK, FL 32064-2222

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address315 SCRIVEN AVE SW, LIVE OAK, FL 32064-2222

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$326,915 (+6.77%)$606,808 (+5.89%)
2024$4,294.00 (+3.32%)
2023$4,156.00 (+5.48%) Homeowner's exemption$306,196 (+8.75%)$573,075 (+19.66%)
2022$3,940.00 Homeowner's exemption$281,570$478,929

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims7 (2012–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Debby, Aug 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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