12674 Lakeview Rd, Sperry, OK 74073 Property Records

Osage County property record for 12674 Lakeview Rd, Sperry, OK 74073

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,560 sqft · built 2022
Lot Size	0.504 acres (21,958 sqft)
Owner	2 Trust Names on File
Last Sale	$1,285,000 (Jun 2023)
Tax Bill	$17,011 (2025)
Deeds & Mortgages	Jul 2026 Sale May 2026 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`35-22-11-74056`

Property Details

APN / Parcel Number

Primary APN	`35-22-11-74056`
Alternative APN	`74056`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,560 sqft Living Area
1st Floor Area	2,560 sqft
Basement Area	2,164 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,958 sqft (0.504 acres)
Garage Type	Attached
Garage Area	816 sqft
Porch	Slab
Deck Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	74056
Street Address	12674 LAKEVIEW RD
City	SPERRY
State	OK
Zip	74073-4938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE ESTATES AT CROSS TIMBERS LOT 4 BLOCK 1
Legal Range	11E
Legal Township	22N
Legal Section	35
Legal Subdivision	CROSS TIMBERS, THE EST @
Legal Block	1
Legal Lot Number	4
Jurisdiction	OSAGE OK
Township / Civil Division	SOUTHEAST OSAGE
Census Block Group	1
Census Block	1052
Census Tract	940009

Owner

12674 Lakeview Rd is owner-occupied and held in a trust since July 2026.

Source: Osage County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6600 S SYCAMORE AVE, BROKEN ARROW, OK 74011-6028
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 14, 2026	Deed of Trust, Mortgage · Construction Mortgage AMERICAN HERITAGE BANK
Apr 10, 2024	Warranty Deed, Transfer ALLEGIANCE TITLE/TN LLC, ALLEGIANCE T&E LLC
Aug 1, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL CONCEPTS MORTGAGE LLC
Jun 28, 2023	Warranty Deed, Transfer · Conventional Mortgage LUMINATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2023 · Amount on File
Deed Sale	Jun 28, 2023 · Amount on File
Prior Sale	Nov 12, 2004 · Amount on File
Deed Document Number	20234342
Deed Book / Page	1884 / 127
Last Transfer Date	Jul 28, 2026
Transfer Doc	0000005529
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSAGE OK
Recording Date	Jul 28, 2026
Property Address	12674 LAKEVIEW RD, SPERRY, OK 74073-4938
Document Number	0000005529
Book / Page	2014 / 180
Instrument Date	Jul 28, 2026
Instrument	20265529
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	6600 S SYCAMORE AVE, BROKEN ARROW, OK 74011-6028

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSAGE OK
Recording Date	May 14, 2026
Property Address	12674 LAKEVIEW RD, SPERRY, OK 74073-4938
Document Number	0000003472
Book / Page	2004 / 5
Instrument Date	Apr 24, 2026
Instrument	20263472
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1712 LEAHY AVE, PAWHUSKA, OK 74056-1837

Mortgage

Document Number	0000003472,
Date	May 14, 2026
Book Page	2004/5
Instrument	20263472

Lender

Name	AMERICAN HERITAGE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	5 Months
Due	Oct 20, 2026

Interest

Rate	6.38%
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSAGE OK
Recording Date	Apr 10, 2024
Property Address	12674 LAKEVIEW RD, SPERRY, OK 74073-4938
Document Number	001912/785
Book / Page	1912 / 785
Instrument Date	Mar 26, 2024
Instrument	I-2024-002225
Transaction Type	Transfer
Record Updated	May 2, 2024
Title Company	ALLEGIANCE TITLE/TN LLC, ALLEGIANCE T&E LLC

Transaction

Amount	Amount on Record
Tax	$352.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	763 L B MAY SCENIC LN, PAWHUSKA, OK 74056-5102

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSAGE OK
Property Address	12674 LAKEVIEW RD, SPERRY, OK 74073-4938
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001725/049
Date	Aug 1, 2019
Book Page	1725/049
Instrument	2019-005186

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Aug 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSAGE OK
Property Address	12674 LAKEVIEW RD, SPERRY, OK 74073-4938
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001827/270
Date	Jan 13, 2022
Book Page	1827/270
Instrument	I-2022-000352

Lender

Name	FINANCIAL CONCEPTS MORTGAGE LLC
Type	Mortgage Company
Address	EDMOND, OK 73013

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSAGE OK
Recording Date	Jun 28, 2023
Property Address	12674 LAKEVIEW RD, SPERRY, OK 74073-4938
Document Number	001884/127
Book / Page	1884 / 127
Instrument Date	Jun 13, 2023
Instrument	I-2023-004342
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,927.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12674 LAKEVIEW RD, SPERRY, OK 74073-4938

Mortgage

Document Number	I2023004343
Date	Jun 28, 2023
Instrument	I-2023-004343

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Min Rate At Change	5.87%
Max Rate At Change	7.87%
Index	Other
Max Rate	11.8%

Tax Assessment & Valuation

The 2025 property tax bill for 12674 Lakeview Rd was $17,011 with a homeowner's exemption.

Source: Osage County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Osage County
Unified School District	Skiatook Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,200 (-) Land $15,600 Building $138,600	$1,285,000 (-) Land $130,000 Building $1,155,000
2025	$17,011.00 Homeowner's exemption	$154,200 Land $15,600 Building $138,600	$1,285,000 Land $130,000 Building $1,155,000
2023	$11,139.00 (+551.78%)	$101,036 (+547.67%) Land $15,600 Building $85,436	$841,967 (+547.67%) Land $130,000 Building $711,967
2022	$1,709.00	$15,600 Land $15,600	$130,000 Land $130,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12674 Lakeview Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12674 Lakeview Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 70% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wake Wireless Fixed Wireless	500 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

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