12673 97th St, Largo, FL 33773 Property Records

Pinellas County property record for 12673 97th St, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,220 sqft · built 1983
Lot Size	0.146 acres (6,347 sqft)
Owner	2 Individual Names on File
Last Sale	$30,500 (Jan 2021)
Tax Bill	$1,496 (2025)
Deeds & Mortgages	Dec 2021 Transfer Oct 2021 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-750-1197-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-1197-3`
Alternative APNs	`11-30-15-09417-000-0530` `301511094170000530` `153011094170000530` `R122477`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,220 sqft Living Area
Gross Area	1,990 sqft
1st Floor Area	1,220 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,347 sqft (0.146 acres)
Lot Dimensions	100 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened/Unfinished Porch
Porch Area	330 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R122477
Street Address	12673 97TH ST
City	LARGO
State	FL
Zip	33773-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BLUE WATER COVE 1ST ADD LOT 53
Legal Range	15E
Legal Township	30S
Legal Section	11
Legal Subdivision	BLUE WATER COVE 1ST ADD
Legal Tract	9417
Legal Lot Number	53
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1027
Census Tract	25021

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12673 97TH ST, LARGO, FL 33773-1215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Correction Deed
Oct 18, 2021	Correction Deed
Jan 26, 2021	Quit Claim Deed, Transfer R P FNDG INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2021 · Amount on File
Deed Sale	Jan 26, 2021 · Amount on File
Deed Document Number	202125539
Deed Book / Page	21359 / 100
Prior Transfer Date	Jan 6, 2021
Prior Transfer Doc	0213590100
Record Updated	Oct 29, 2026

December 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 28, 2021
Property Address	12673 97TH ST, LARGO, FL 33773-1215
Document Number	0218670098
Book / Page	21867 / 98
Map Reference	MB 81 PG 71-73
Instrument Date	Dec 28, 2021
Instrument	2021418293
Record Updated	Jan 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12673 97TH ST, LARGO, FL 33773-1215

October 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 18, 2021
Property Address	12673 97TH ST, LARGO, FL 33773-1215
Document Number	0217652462
Book / Page	21765 / 2462
Map Reference	MB 81 PG 71-73
Instrument Date	Oct 16, 2021
Instrument	2021340426
Record Updated	Oct 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12673 97TH ST, LARGO, FL 33773-1215

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 26, 2021
Property Address	12673 97TH ST, LARGO, FL 33773-1215
Document Number	0213590100
Book / Page	021359 / 000100
Instrument Date	Jan 6, 2021
Instrument	25539
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$214.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12673 97TH ST LARGO FL 337731215, LARGO, FL 33773-1215

Mortgage

Document Number	213590102
Date	Jan 26, 2021
Book Page	021359/000102
Instrument	25540

Lender

Name	R P FNDG INC
Address	LAKE MARY, FL 32746

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2051

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,496.00 (+2.33%) Homeowner's exemption Senior Citizen's exemption	$121,834 (+5.99%)	$278,431 (+8.82%) Land $125,987 Building $152,444
2024	$1,462.00 (+0.76%)
2023	$1,451.00 (+2.76%) Homeowner's exemption Senior Citizen's exemption	$114,951 (+3%)	$255,868 (+15.4%) Land $136,715 Building $119,153
2022	$1,412.00 Homeowner's exemption Senior Citizen's exemption	$111,603	$221,731 Land $129,385 Building $92,346

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 158 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	158 in force
Nearby Flood Claims	18 (2012–2024)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 14 claims Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, WOW Internet, Cable & Phone.

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