12672 Retreat Pl, Spring Hill, FL 34610 Property Records

Pasco County property record for 12672 Retreat Pl, Spring Hill, FL 34610

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,292 sqft · built 2022
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$452,100 (Aug 2022)
Tax Bill	$10,739 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-25-18-0100-01400-0540`

Property Details

APN / Parcel Number

Primary APN	`04-25-18-0100-01400-0540`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,292 sqft Living Area
Gross Area	4,282 sqft
Upper Floors Area	1,836 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Garage Area	895 sqft
Driveway	Driveway
Driveway Area	804 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	12672 RETREAT PL
City	SPRING HILL
State	FL
Zip	34610-4537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	TALAVERA PHASE 1D PB 86 PG 087 BLOCK 14 LOT 54
Legal Subdivision	TALAVERA
Legal Phase	1D
Legal Block	14
Legal Lot Number	54
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1077
Census Tract	31901

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12672 RETREAT PL, SPRING HILL, FL 34610-4537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Deed Document Number	2022177830
Deed Book / Page	10670 / 2436
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Aug 11, 2022
Property Address	12672 RETREAT PL, SPRING HILL, FL 34610-4537
Document Number	0106702436
Book / Page	10670 / 2436
Map Reference	MB 86 PG 87
Instrument Date	Aug 8, 2022
Instrument	2022177830
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 9, 2024
Title Company	M I TITLE AGENCY LTD LC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,164.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4343 ANCHOR PLAZA PKWY STE 200, 200, TAMPA, FL 33634-7508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12672 RETREAT PL, SPRING HILL, FL 34610-4537

Mortgage

Document Number	0106702438
Date	Aug 11, 2022
Book Page	10670/2438
Instrument	2022177831

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,739.00 (+3.8%) Homeowner's exemption	$503,872 (+4.99%) Land $78,168 Building $425,704	$503,872 (+4.99%) Land $78,168 Building $425,704
2023	$10,346.00 (+193.17%) Additional exemption filed	$479,902 (+929.99%) Land $55,893 Building $424,009	$479,902 (+929.99%) Land $55,893 Building $424,009
2022	$3,529.00	$46,593	$46,593 Land $46,593

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 146 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	146 in force
Nearby Flood Claims	14 (1992–2024)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20