12670 Witherspoon Rd, Chino, CA 91710 Property Records

San Bernardino County property record for 12670 Witherspoon Rd, Chino, CA 91710

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,750 sqft · built 1974
Lot Size	0.165 acres (7,182 sqft)
Owner	Individual Name on Record
Tax Bill	$2,104 (2025)
Deeds & Mortgages	Jun 2026 Reverse Mortgage Jun 2026 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1016-362-05-0000`

Property Details

APN / Parcel Number

Primary APN	`1016-362-05-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,750 sqft Living Area
Gross Area	2,210 sqft
1st Floor Area	1,750 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	7,182 sqft (0.165 acres)
Lot Dimensions	114 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	379 sqft
Patio Area	379 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12670 WITHERSPOON RD
City	CHINO
State	CA
Zip	91710-3134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8759 LOT 48
Legal Subdivision	118M100
Legal Tract	8759
Legal Block	2
Legal Lot Number	48
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2007
Census Tract	501

Owner

Source: San Bernardino County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12670 WITHERSPOON RD, CHINO, CA 91710-3134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jun 1, 2026	Deed of Trust · Reverse Mortgage FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 1, 2026
Property Address	12670 WITHERSPOON RD, CHINO, CA 91710-3134
Document Number	0000137375
Instrument Date	Apr 30, 2026
Instrument	2026137375
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12670 WITHERSPOON RD, CHINO, CA 91710-3134

Mortgage

Document Number	0000137375,
Date	Jun 1, 2026
Instrument	2026137375

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	887 Months
Due	May 31, 2100

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 1, 2026
Property Address	12670 WITHERSPOON RD, CHINO, CA 91710-3134
Document Number	0000137376
Instrument Date	Apr 30, 2026
Instrument	2026137376
Record Updated	Aug 29, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12670 WITHERSPOON RD, CHINO, CA 91710-3134

Mortgage

Document Number	0000137376,
Date	Jun 1, 2026
Instrument	2026137376

Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	887 Months
Due	May 31, 2100

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Chino City
Unified School District	Chino Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$197,862 (+2%) Land $42,269 Building $155,593
2025	$2,104.00 (+5.78%) Homeowner's exemption	$193,982 (+4.04%) Land $41,440 Building $152,542
2023	$1,989.00 (+0.66%) Homeowner's exemption	$186,449 Land $39,830 Building $146,619
2022	$1,976.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHINO serves 90,187 people · EPA ID CA3610012
Water Source	Purchased surface water from several systems
Last State Inspection	May 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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