St. Johns County property record for 1267 Fruit Cove Rd S, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,754 sqft · built 1975 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,245 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Oct 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 009480-0410 |
| Primary APN | 009480-0410 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,754 sqft Living Area |
| Gross Area | 2,642 sqft |
| 1st Floor Area | 1,754 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 150 ft deep x 104 ft wide |
| Garage Type | Attached |
| Garage Area | 542 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 422 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1267 FRUIT COVE RD S |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-3178 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | 10-47 MANDARIN MEADOWS SOUTH LOT 41 BLK 11 OR1495/1710 & 4148/1599(F/J) &4178/1424(Q/C) |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 54 |
| Legal Subdivision | MANDARIN MEADOWS SOUTH |
| Legal Block | 11 |
| Legal Lot Number | 41 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20803 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1267 FRUIT COVE RD S, SAINT JOHNS, FL 32259-3178 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP |
| Oct 28, 2016 | Loan Modification, Mortgage · Conventional Mortgage OCWEN LN SERVICING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2016 |
| Deed Sale | Mar 1, 2016 |
| Prior Sale | Feb 1, 2016 |
| Deed Book / Page | 4178 / 1424 |
| Last Transfer Date | Apr 13, 2016 |
| Transfer Doc | 0041781424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1267 FRUIT COVE RD S, SAINT JOHNS, FL 32259-3178 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1267 FRUIT COVE RD S, SAINT JOHNS, FL 32259-3178 |
| Document Number | 0055230267 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 5523/267 |
| Instrument | 2022031476 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1267 FRUIT COVE RD S, SAINT JOHNS, FL 32259-3178 |
| Document Number | 0043460682 |
| Book / Page | 004346 / 000682 |
| Instrument Date | Oct 28, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1267 FRUIT COVE RD S JACKSONVILLE FL 322593178, JACKSONVILLE, FL 32259-3178 |
| Document Number | 0043460682 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 004346/000682 |
| Instrument | 19260 |
| Name | OCWEN LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | WEST PALM BEACH, FL 33407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $306,647 (+3.74%) Land $120,000 Building $186,647 | $306,647 (+3.74%) Land $120,000 Building $186,647 | |
| 2025 | $4,245.00 (+12.84%) | $295,596 (-3.98%) | $295,596 (-3.98%) Land $105,000 Building $190,596 |
| 2024 | $3,762.00 (+3.35%) | ||
| 2023 | $3,640.00 (+9.41%) | $307,848 (+11.02%) | $307,848 (+11.02%) Land $110,000 Building $197,848 |
| 2022 | $3,327.00 | $277,285 | $277,285 Land $78,400 Building $198,885 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 102 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 102 in force |
| Nearby Flood Claims | 39 (1991–2017) |
| Claims Outside the SFHA | 26 of 39 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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