Saginaw County property record for 12669 Spencer Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,124 sqft · built 1981 |
| Lot Size | 9.8 acres (426,888 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,953 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-11-3-18-3007-009 |
| Primary APN | 26-11-3-18-3007-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,124 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 426,888 sqft (9.8 acres) |
| Lot Dimensions | 1,602 ft deep x 267 ft wide |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 306 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 12669 SPENCER RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT CENTER OF SEC TH W 799.86 FT TO POB TH S 1635.34 FT TH W 266.66 FT TH N 1635.25 FT TH E 266.66 FT TO POB 10.10 ACRES |
| Legal Range | 03E |
| Legal Township | 11N |
| Legal Section | 18 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SWAN CREEK |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 11902 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 12669 SPENCER RD, HEMLOCK, MI 48626-9725 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2011 |
| Deed Sale | Sep 21, 2011 |
| Prior Sale | Nov 24, 2008 |
| Deed Document Number | 201126305 |
| Deed Book / Page | 2636 / 2008 |
| Prior Transfer Date | Mar 1, 2011 |
| Prior Transfer Doc | 0000027784 |
| Record Updated | Oct 29, 2026 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Swan Creek Township |
| Unified School District | St. Charles Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,100 (+10.31%) | $310,200 (+10.31%) | |
| 2025 | $4,953.00 (+25.87%) Homeowner's exemption | ||
| 2023 | $140,600 | $281,200 | |
| 2022 | $3,935.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Apr 2013 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWAN CREEK TOWNSHIP serves 2,023 people · EPA ID MI0006502 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: LakeNet.
4G LTE (outdoors only), no 5G reported
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