12664 Cattail Ln E, Bemidji, MN 56601 Property Records

Beltrami County property record for 12664 Cattail Ln E, Bemidji, MN 56601

Property Summary

Property Type	Single Family Home
Details	1,380 sqft · built 2003
Lot Size	32.7 acres (1,427,897 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,830 (2026)
Deeds & Mortgages	May 2026 Line of Credit Aug 2020 Mortgage
APN	`14.00270.00`

Property Details

APN / Parcel Number

Primary APN	`14.00270.00`

Interior

Building Area	1,380 sqft Living Area
Basement Area	1,200 sqft
Finished Basement	1,200 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Logs
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood
Lot Area	1,427,897 sqft (32.7 acres)
Garage Area	1,440 sqft
Porch	Slab
Porch Area	54 sqft
Deck Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	12664 CATTAIL LN E
City	BEMIDJI
State	MN
Zip	56601-9599
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-146 RANGE- 32 THAT PART OF SE1/4 OF NE1/4 LYING W'RLY OF FOLL DESC LINE:
Legal Range	32
Legal Township	146
Legal Section	14
Legal Subdivision	BEMIDJI
Legal Lot Number	5
Jurisdiction	BELTRAMI MN
Township / Civil Division	FROHN
Census Block Group	1
Census Block	1028
Census Tract	940002

Owner

Source: Beltrami County assessment roll, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12664 CATTAIL LN E, BEMIDJI, MN 56601-9599
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF ONEIDA
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF BEMIDJI

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELTRAMI MN
Recording Date	May 22, 2026
Property Address	12664 CATTAIL LN E, BEMIDJI, MN 56601-9599
Document Number	0000636386
Instrument Date	May 18, 2026
Instrument	2026636386
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12664 CATTAIL LN E, BEMIDJI, MN 56601-9599

Mortgage

Document Number	0000636386,
Date	May 22, 2026
Instrument	2026636386

Lender

Name	FIRST NATIONAL BANK OF ONEIDA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 15, 2036

Interest

Rate Type	Balloon
Rate	6.3%
Initial Type	Balloon
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELTRAMI MN
Property Address	12664 CATTAIL LN E, BEMIDJI, MN 56601-9599
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000591117
Date	Aug 7, 2020
Instrument	A000591117

Lender

Name	THE FIRST NATIONAL BANK OF BEMIDJI
Type	Bank
Address	BEMIDJI, MN 56619

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Beltrami County assessment roll, as of October 24, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Beltrami County
County Subdivision	Frohn Township
Unified School District	Bemidji Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,830.00 (+2.52%)
2025	$3,736.00 (+28.03%) Homeowner's exemption	$443,700 (+9.1%) Land $128,200 Building $315,500	$443,700 (+9.1%) Land $128,200 Building $315,500
2023		$406,700 Land $100,000 Building $306,700	$406,700 Land $100,000 Building $306,700
2021	$2,918.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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