12663 Gem Ln, Grass Valley, CA 95945 Property Records

Nevada County property record for 12663 Gem Ln, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1964
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Feb 2025)
Tax Bill	$3,626 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-710-018-000`

Property Details

APN / Parcel Number

Primary APN	`006-710-018-000`
Alternative APN	`06-710-18-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2000
Architectural Style	Traditional
Lot Area	29,185 sqft (0.67 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	840 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Old Parcel Number	06-710-18-000
Street Address	12663 GEM LN
City	GRASS VALLEY
State	CA
Zip	95945-8446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-5
Legal Description	PTN SUM-GOLD ACRES 31-16-9
Legal Subdivision	SUM-GOLD ACRES
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	5
Census Block	5011
Census Tract	701

Owner

Source: Nevada County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12663 GEM LN, GRASS VALLEY, CA 95945-8446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Aug 28, 2018	Grant Deed, Transfer CALIFORNIA HOUSING FINANCE AGENCY
May 10, 2017	Deed of Trust, Mortgage · Conventional with PMI CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2025 · Amount on Record
Deed Sale	Feb 25, 2025 · Amount on Record
Prior Sale	Aug 28, 2018 · Amount on Record
Deed Document Number	20253212
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	12663 GEM LN, GRASS VALLEY, CA 95945-8446
Transaction Type	Mortgage
Record Updated	Sep 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12663 GEM LN, GRASS VALLEY, CA 95945-8446

Mortgage

Document Number	0000028363
Date	Aug 27, 2021
Instrument	20210028363

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Aug 28, 2018
Property Address	12663 GEM LN, GRASS VALLEY, CA 95945-8446
Document Number	0000016723
Instrument Date	Aug 21, 2018
Instrument	20180016723
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	12663 GEM LN, GRASS VALLEY, CA 95945-8446

Mortgage

Document Number	0000016726
Date	Aug 28, 2018
Instrument	20180016726

Lender

Name	CALIFORNIA HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Amount	Amount Recorded

Mortgage

Document Number	0000016725
Date	Aug 28, 2018
Instrument	20180016725

Lender

Name	CALIFORNIA HOUSING FINANCE AGENCY
Type	Government Agency
Address	SACRAMENTO, CA 95812

Agreement

Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	12663 GEM LN, GRASS VALLEY, CA 95945-8446
Document Number	0000011388
Instrument Date	May 10, 2017
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12663 GEM LN GRASS VALLEY CA 959458446, GRASS VALLEY, CA 95945-8446

Mortgage

Document Number	0000011388
Date	May 26, 2017
Instrument	11388

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Secondary School District	Nevada Joint Union High School District (09 - 12)
Elementary School District	Union Hill Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$433,500 (+33.09%) Land $112,200 Building $321,300
2025	$3,626.00 (+4.14%)	$325,726 (+4.04%) Land $89,238 Building $236,488
2023	$3,482.00 (+2.14%)	$313,079 Land $85,774 Building $227,305	$347,760
2022	$3,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, SmarterBroadband.

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