12660 N State Rd 245, Lamar, IN 47550 Property Records

Spencer County property record for 12660 N State Rd 245, Lamar, IN 47550

Property Summary

Property Type	Auto Repair, Garage
Details	5,242 sqft · built 1956
Lot Size	0.759 acres (33,062 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Feb 2023)
Tax Bill	$1,627 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-05-24-104-006.000-004`

Property Details

APN / Parcel Number

Primary APN	`74-05-24-104-006.000-004`
Alternative APNs	`02019000005100` `00001000766`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	5,242 sqft Total Area
1st Floor Area	5,242 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	33,062 sqft (0.759 acres)

Location & Zoning

Account Number	00001000766
Street Address	12660 N STATE ROAD 245
City	LAMAR
State	IN
Zip	47550
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	B2
Legal Description	PT E 1/2 NE SEC24 T5 R5. .6400 A. PT E 1/2 NE SEC24 T5 R5. .759 A
Jurisdiction	SPENCER IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2005
Census Tract	952800

Owner

12660 N State Rd 245, a commercial property, is owned by an individual who bought it in February 2023.

Source: Spencer County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	7492 E COUNTY ROAD 1200 N, LAMAR, IN 47550-7428
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Line of Credit SPENCER COUNTY BANK
Feb 15, 2023	Deed, Transfer · Stand-Alone First Mortgage SPENCER COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2023 · Amount on File
Deed Sale	Feb 15, 2023 · Amount on File
Deed Document Number	2023370
Prior Transfer Date	Apr 1, 2016
Prior Transfer Doc	2016R00908
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER IN
Property Address	12660 N STATE ROAD 245, LAMAR, IN 47550
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7492 E COUNTY ROAD 1200 N, LAMAR, IN 47550-7428

Mortgage

Document Number	2023R03443
Date	Dec 28, 2023
Instrument	2023R-03443

Lender

Name	SPENCER COUNTY BANK
Type	Bank
Address	DALE, IN 47523

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 8, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SPENCER IN
Recording Date	Feb 15, 2023
Property Address	12660 N STATE ROAD 245, LAMAR, IN 47550
Document Number	2023R00370
Instrument Date	Feb 7, 2023
Instrument	2023R-00370
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12660 N STATE ROAD 245, LAMAR, IN 47550

Mortgage

Document Number	2023R00371
Date	Feb 15, 2023
Instrument	2023R-00371

Lender

Name	SPENCER COUNTY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12660 N State Rd 245 was $1,627, up 13.9% from the year before.

Source: Spencer County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Spencer County
County Subdivision	Clay Township
Unified School District	North Spencer County School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,627.00 (+13.94%)	$112,300 Land $32,900 Building $79,400	$112,300 Land $32,900 Building $79,400
2024	$1,428.00
2023		$93,500 (+32.62%) Land $27,800 Building $65,700	$93,500 (+32.62%) Land $27,800 Building $65,700
2022	$796.00	$70,500 Land $10,200 Building $60,300	$70,500 Land $10,200 Building $60,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12660 N State Rd 245 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 12, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12660 N State Rd 245 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Perry-Spencer Rural Telephone Cooperative Fiber	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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