Cherokee County property record for 1266 W Rutledge Ave, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 2,107 sqft · built 2024 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Dec 2025) |
| Tax Bill | $2,698 (2025) |
| Deeds & Mortgages | Sep 2024 Line of Credit Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 022198-23-3 |
| Primary APN | 022198-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,107 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Area | 548 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Old Parcel Number | 0810600013000 60270789 |
|---|---|
| Street Address | 1266 W RUTLEDGE AVE |
| City | GAFFNEY |
| State | SC |
| Zip | 29341-1313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | W RUTLEDGE AVE LT#B 0.639AC |
| Legal Subdivision | W RUTLEDGE AVE |
| Legal Lot Number | B|13R |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 970301 |
Source: Cherokee County records · APN 022198-23-3
Assessment roll updated September 13, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1266 W RUTLEDGE AVE, GAFFNEY, SC 29341-1313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST PIEDMONT FSLA |
| Dec 23, 2025 | Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 23, 2025 · Amount on Record |
| Deed Sale | Dec 23, 2025 · Amount on Record |
| Prior Sale | Feb 05, 2025 · Amount on Record |
| Deed Document Number | 2025-6837 |
| Deed Book / Page | 192 / 2761 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 1266 W RUTLEDGE AVE, GAFFNEY, SC 29341-1313 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2026 |
| Name | Verified Name |
|---|---|
| Address | 233 BELAIR LN, WELLFORD, SC 29385-9427 |
| Investor | Possibly a Property Investor |
| Document Number | 0001760972 |
|---|---|
| Date | Sep 13, 2024 |
| Book Page | 176/972 |
| Instrument | 2024-4581 |
| Name | FIRST PIEDMONT FSLA |
|---|---|
| Type | Bank |
| Address | SPARTANBURG, SC 29302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Oct 01, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Dec 23, 2025 |
| Property Address | 1266 W RUTLEDGE AVE, GAFFNEY, SC 29341-1313 |
| Document Number | 0001922761 |
| Book / Page | 192 / 2761 |
| Map Reference | MB 10-U PG 104 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 2025-6837 |
| Transaction Type | Transfer |
| Record Updated | Jan 07, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1266 W RUTLEDGE AVE, GAFFNEY, SC 29341-1313 |
| Document Number | 0020256838 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 2025-6838 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
Source: Cherokee County records · Assessment roll updated September 13, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,698.00 (+1,166.67%) | $14,680 (+2,618.52%) Land $1,600 Building $13,080 | $366,900 (+3,976.67%) Land $40,000 Building $326,900 |
| 2023 | $213.00 | $540 Land $540 | $9,000 Land $9,000 |
Source: FEMA National Flood Hazard Layer as of March 25, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 36 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GAFFNEY BPW serves 24,290 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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