1266 Monument St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 1266 Monument St, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 7,746 sqft · built 2006
Lot Size	3.32 acres (144,904 sqft)
Owner	2 Individual Names on File
Last Sale	$4,850,000 (Sep 2022)
Tax Bill	$731 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CONC M:4I B:1377`

Property Details

APN / Parcel Number

Primary APN	`CONC M:4I B:1377`
Alternative APNs	`M:00004I B:01377-00000` `349`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	7,746 sqft Living Area
Gross Area	15,382 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gambrel
Roof Material	Wood Shingle
Lot Area	144,904 sqft (3.32 acres)
Garage Type	Basement
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	349
Street Address	1266 MONUMENT ST
City	CONCORD
State	MA
Zip	01742-5321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA
Legal Subdivision	CONCORD
Legal Block	1377
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	5
Census Block	5001
Census Tract	361300

Owner

1266 Monument St is owned and occupied by two individuals who bought it in September 2022.

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1266 MONUMENT ST, CONCORD, MA 01742-5321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Quit Claim Deed, Transfer · ARM GOLDMAN SACHS BANK USA
May 13, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Dec 28, 2017	Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK
Dec 28, 2017	Deed of Trust, Mortgage · Closed-End Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2022 · Amount on File
Deed Sale	Sep 20, 2022 · Amount on File
Prior Sale	May 13, 2022 · Amount on File
Deed Book / Page	80730 / 463
Prior Transfer Date	Sep 12, 2022
Prior Transfer Doc	080730-463
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Sep 20, 2022
Property Address	1266 MONUMENT ST, CONCORD, MA 01742-5321
Document Number	080730-463
Book / Page	80730 / 463
Instrument Date	Sep 12, 2022
Instrument	142516
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1266 MONUMENT ST, CONCORD, MA 01742-5321

Mortgage

Document Number	0000150228
Date	Sep 20, 2022
Instrument	150228

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	362 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.95%
Type Change Date	Nov 1, 2029
Index	Other
Margin	3

Mortgage

Document Number	080795-468
Date	Oct 5, 2022
Book Page	80795/468
Instrument	150228

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.95%
Type Change Date	Nov 1, 2029
Index	Other
Margin	3

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	May 13, 2022
Property Address	1266 MONUMENT ST, CONCORD, MA 01742-5321
Document Number	080122-579
Book / Page	80122 / 579
Instrument Date	May 13, 2022
Instrument	72284
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1266 MONUMENT ST, CONCORD, MA 01742-5321

Mortgage

Document Number	0000072285
Date	May 13, 2022
Instrument	72285

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	1266 MONUMENT ST, CONCORD, MA 01742-5321
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70450-225
Date	Dec 28, 2017
Book Page	70450/225
Instrument	210434

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.9%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	1266 MONUMENT ST, CONCORD, MA 01742-5321
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70450-247
Date	Dec 28, 2017
Book Page	70450/247
Instrument	210435

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	288 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 1266 Monument St was $731, down 98.9% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$731.00 (-98.95%)	$5,516,300 (+4.25%) Land $1,423,200 Building $4,093,100	$5,506,675
2024	$69,473.00 (+23.9%)	$5,291,200 (+22.3%) Land $1,423,200 Building $3,868,000
2023	$56,071.00	$4,326,500 Land $1,225,400 Building $3,101,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1266 Monument St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1266 Monument St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Concord Light Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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