St. Clair County property record for 12657 Masters Rd, Riley, MI 48041
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,379 sqft · built 2009 |
| Lot Size | 10 acres (436,471 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,381 (2025) |
| Deeds & Mortgages | Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-29-020-2001-010 |
| Primary APN | 74-29-020-2001-010 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,379 sqft Living Area |
| 1st Floor Area | 2,349 sqft |
| Basement Area | 2,349 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Lot Area | 436,471 sqft (10 acres) |
| Garage Area | 688 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Heat Pump |
|---|
| Street Address | 12657 MASTERS RD |
|---|---|
| City | RILEY |
| State | MI |
| Zip | 48041-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | BEG N 89D 37M 22S W 1651.35' FROM NE SEC COR, TH S 0D 21M 20S W 1325.87', TH S 85D 52M W 196.46', TH S 64D 16M W 141.36', TH |
| Legal Range | 14E |
| Legal Township | 05N |
| Legal Section | 20 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | RILEY |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 658500 |
12657 Masters Rd is owner-occupied and held in a trust since January 2025.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 12657 MASTERS RD, RILEY, MI 48041-2307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 20, 2025 |
| Transfer Doc | 0005781782 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 12657 MASTERS RD, RILEY, MI 48041-2307 |
| Document Number | 0051410656 |
| Instrument Date | Dec 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 12657 MASTERS RD RILEY MI 480412307, RILEY, MI 48041-2307 |
| Document Number | 0051410656 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 005141/000656 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 408 Months |
| Due | Jan 14, 2054 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 12657 Masters Rd was $4,381 with a homeowner's exemption, up 2.9% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Riley Township |
| Unified School District | Memphis Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,600 (+7.28%) | $563,200 | |
| 2025 | $4,381.00 (+2.89%) Homeowner's exemption | $262,500 | |
| 2024 | $4,258.00 | $525,000 | |
| 2023 | $222,700 | ||
| 2022 | $3,883.00 | $445,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12657 Masters Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12657 Masters Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
May also be available: Mercury Fiber.
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