12657 Ghering Rd, Centerville, PA 16404 Property Records

Crawford County property record for 12657 Ghering Rd, Centerville, PA 16404

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Jan 2019)
Tax Bill	$1,425 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Mar 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6108-035-1`

Property Details

APN / Parcel Number

Primary APN	`6108-035-1`
Alternative APNs	`6108-035-70002` `048438`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	6108-035-1
Street Address	12657 GHERING RD
City	CENTERVILLE
State	PA
Zip	16404-5837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 ACRE & BLDG.
Jurisdiction	CRAWFORD PA
Township / Civil Division	TROY
Census Block Group	3
Census Block	3022
Census Tract	110900

Owner

12657 Ghering Rd is owned and occupied by an individual who bought it in January 2019.

Source: Crawford County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	12657 GHERING RD, CENTERVILLE, PA 16404-5837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Mar 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK
Jun 19, 2020	Deed of Trust, Mortgage · Commercial Mortgage ERIEBANK
Jan 22, 2019	Deed, Transfer · Conventional Mortgage ERIEBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2019 · Amount on File
Deed Sale	Jan 22, 2019 · Amount on File
Prior Sale	Oct 3, 2014 · Amount on File
Deed Document Number	2019721
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD PA
Property Address	12657 GHERING RD, CENTERVILLE, PA 16404-5837
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202403059
Date	Mar 21, 2024
Instrument	202403059

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 11, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD PA
Property Address	12657 GHERING RD, CENTERVILLE, PA 16404-5837
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202302490
Date	Mar 6, 2023
Instrument	202302490

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Feb 23, 2033

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD PA
Property Address	12657 GHERING RD, CENTERVILLE, PA 16404-5837
Transaction Type	Mortgage
Record Updated	Jul 2, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202005603
Date	Jun 19, 2020
Instrument	202005603

Lender

Name	ERIEBANK
Type	Bank
Address	MEADVILLE, PA 16335

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 18, 2035

Interest

Rate Type	Adjustable Rate

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAWFORD PA
Recording Date	Jan 22, 2019
Property Address	12657 GHERING RD, CENTERVILLE, PA 16404-5837
Document Number	0201900721
Instrument Date	Jan 18, 2019
Instrument	201900721
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12657 GHERING RD, CENTERVILLE, PA 16404-5837

Mortgage

Document Number	0201900722
Date	Jan 22, 2019
Instrument	201900722

Lender

Name	ERIEBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 12657 Ghering Rd was $1,425.

Source: Crawford County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Crawford County
County Subdivision	Troy Township
Unified School District	Penncrest School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,425.00	$16,850 Land $650 Building $16,200
2024	$1,349.00	$16,850 (-) Land $650 Building $16,200
2023	$1,349.00	$16,850 Land $650 Building $16,200
1985			$22,499 Land $899 Building $21,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12657 Ghering Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12657 Ghering Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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