12657 Boardwalk Dr, Bruce (Romeo), MI 48065 Property Records

Macomb County property record for 12657 Boardwalk Dr, Bruce, MI 48065

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,131 sqft · built 1997
Lot Size	0.532 acres (23,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Apr 2023)
Tax Bill	$7,240 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Dec 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-01-35-202-013`

Property Details

APN / Parcel Number

Primary APN	`14-01-35-202-013`
Alternative APN	`0135202013`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,131 sqft Living Area
1st Floor Area	1,601 sqft
Basement Area	1,601 sqft
Unfinished Basement	1,601 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Lot Area	23,174 sqft (0.532 acres)
Lot Dimensions	190 ft deep x 122 ft wide
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces
Patio Area	505 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12657 BOARDWALK DR
City	BRUCE TWP
State	MI
Zip	48065-4481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T5N R12E SEC 35 PARK PLACE SUB NO 1 L115 P21 LOT 1 MANATRON #: 001-260-001-00
Legal Range	12E
Legal Township	05N
Legal Section	35
Legal Subdivision	PARK PLACE SUB
Legal Lot Number	1
Jurisdiction	MACOMB MI
Township / Civil Division	BRUCE
Census Block Group	3
Census Block	3001
Census Tract	214000

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12657 BOARDWALK DR, BRUCE TWP, MI 48065-4481
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORPORATION
Dec 10, 2025	Intrafamily Transfer, Transfer
Apr 13, 2023	Warranty Deed, Transfer · Conventional Mortgage CHOICEONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2023 · Amount on Record
Deed Sale	Apr 13, 2023 · Amount on Record
Deed Document Number	202333377
Deed Book / Page	29085 / 979
Last Transfer Date	Dec 2, 2025
Transfer Doc	0000110463
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 15, 2026
Property Address	12657 BOARDWALK DR, BRUCE TWP, MI 48065-4481
Document Number	0000097380
Book / Page	30907 / 961
Instrument Date	Oct 9, 2026
Instrument	202697380
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425,614.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40855 EXECUTIVE DR, STERLING HEIGHTS, MI 48313-4432

Mortgage

Document Number	0000097381,
Date	Oct 15, 2026
Instrument	202697381

Lender

Name	SUMMIT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Dec 10, 2025
Property Address	12657 BOARDWALK DR, BRUCE TWP, MI 48065-4481
Document Number	2500110463
Book / Page	30429 / 616
Map Reference	LB 115 PG 21-27
Instrument Date	Dec 2, 2025
Instrument	202500110463
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12657 BOARDWALK DR, BRUCE TWP, MI 48065-4481

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	12657 BOARDWALK DR, BRUCE TWP, MI 48065-4481

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 13, 2023
Property Address	12657 BOARDWALK DR, BRUCE TWP, MI 48065-4481
Document Number	2300033377
Book / Page	29085 / 979
Map Reference	LB 115 PG 21-27
Instrument Date	Apr 12, 2023
Instrument	202300033377
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12657 BOARDWALK DR, BRUCE TWP, MI 48065-4481

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12657 BOARDWALK DR, BRUCE TWP, MI 48065-4481

Mortgage

Document Number	2300033378
Date	Apr 13, 2023
Instrument	202300033378

Lender

Name	CHOICEONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year T-Bill
Max Rate	11%

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Bruce Township
Unified School District	Romeo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,900 (+1.2%)	$487,800 (+1.2%)
2025	$7,240.00 (+5.31%) Homeowner's exemption	$241,000 (+30.62%)	$482,000 (+30.62%)
2024	$6,875.00 (+86.31%)
2023		$184,500	$369,000
2022	$3,690.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ROMEO serves 3,750 people · EPA ID MI0005780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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