12656 Laurel Ave, Omaha, NE 68164 Property Records

Douglas County property record for 12656 Laurel Ave, Omaha, NE 68164

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,289 sqft · built 1989
Lot Size	0.217 acres (9,480 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Nov 2019)
Tax Bill	$4,018 (2024)
Deeds & Mortgages	Jan 2023 Mortgage Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R2540385360`

Property Details

APN / Parcel Number

Primary APN	`R2540385360`
Alternative APNs	`4038 5360 25` `2540385360`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,289 sqft Living Area
Basement Area	1,181 sqft
Finished Basement	480 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,480 sqft (0.217 acres)
Lot Dimensions	120 ft deep x 79 ft wide
Garage Type	Basement

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	300 sqft
Patio Area	300 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2540385360
Street Address	12656 LAUREL AVE
City	OMAHA
State	NE
Zip	68164-1339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINCHESTER HEIGHTS LOT 181 BLOCK 0 IRREG
Legal Subdivision	WINCHESTER HEIGHTS
Legal Lot Number	181
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	3
Census Block	3004
Census Tract	7315

Owner

12656 Laurel Ave is owned and occupied by an individual who bought it in November 2019.

Source: Douglas County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	12656 LAUREL AVE, OMAHA, NE 68164-1339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage LIVE OAK BANKING COMPANY
Nov 1, 2019	Warranty Deed, Transfer · Conventional Mortgage CHARTER WEST BANK
Sep 4, 2019	Trustee's Deed, Transfer NOT AVAILABLE
Jun 30, 2017	Deed, Transfer · FHA Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2019 · Amount on File
Deed Sale	Nov 1, 2019 · Amount on File
Prior Sale	Sep 4, 2019 · Amount on File
Deed Document Number	0201994691
Deed Book / Page	2019 / 94691
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	12656 LAUREL AVE, OMAHA, NE 68164-1339
Transaction Type	Mortgage
Record Updated	Feb 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12656 LAUREL AVE, OMAHA, NE 68164-1339

Mortgage

Document Number	0000006493
Date	Jan 31, 2023
Instrument	2023006493

Lender

Name	LIVE OAK BANKING COMPANY
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 30, 2033

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Nov 1, 2019
Property Address	12656 LAUREL AVE, OMAHA, NE 68164-1339
Document Number	0000094691
Instrument Date	Oct 9, 2019
Instrument	2019094691
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094692
Date	Nov 1, 2019
Instrument	2019094692

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

September 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	DOUGLAS NE
Recording Date	Sep 4, 2019
Property Address	12656 LAUREL AVE, OMAHA, NE 68164-1339
Document Number	0000072070
Instrument Date	Aug 27, 2019
Instrument	72070
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$337.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12656 LAUREL AVE OMAHA NE 681641339, OMAHA, NE 68164-1339

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jun 30, 2017
Property Address	12656 LAUREL AVE, OMAHA, NE 68164-1339
Document Number	0000050991
Instrument Date	Jun 23, 2017
Instrument	2017050991
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	CHARTER TITLE & ESCROW CO LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	00000

Mortgage

Document Number	0000050992
Date	Jun 30, 2017
Instrument	2017050992

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Omaha Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$275,000 Land $30,700 Building $244,300	$275,000 Land $30,700 Building $244,300
2024	$4,018.00 (-23.35%)
2023	$5,242.00 (+21.65%)	$248,500 Land $30,700 Building $217,800	$248,500 Land $30,700 Building $217,800
2022	$4,309.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12656 Laurel Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12656 Laurel Ave is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 63% of Nebraska
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink Fiber	940 / 940
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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