San Diego County property record for 12656 Ave de Espuela, Poway, CA 92064
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,076 sqft · built 1976 |
| Lot Size | 0.117 acres (5,100 sqft) |
| Owner | Trust Name on File |
| Last Sale | $37,000 (Dec 2009) |
| Tax Bill | $5,186 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 314-610-21-00 |
| Primary APN | 314-610-21-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,076 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 5,100 sqft (0.117 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 12656 AVENIDA DE ESPUELA |
|---|---|
| City | POWAY |
| State | CA |
| Zip | 92064-2534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Description | LOT 154 TR 008035 |
| Legal Subdivision | CASA REAL POWAY |
| Legal Tract | 008035 |
| Legal Block | 4 |
| Legal Lot Number | 154 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 17054 |
12656 Ave de Espuela is owner-occupied and held in a trust since December 2009.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 12656 AVENIDA DE ESPUELA, POWAY, CA 92064-2534 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2009 · Amount on File |
| Deed Sale | Dec 1, 2009 · Amount on File |
| Prior Sale | Aug 15, 2008 · Amount on File |
| Deed Document Number | 2009665800 |
| Prior Transfer Date | Sep 8, 2005 |
| Prior Transfer Doc | 0000795795 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12656 AVENIDA DE ESPUELA, POWAY, CA 92064-2534 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|
| Document Number | 0000520293 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 2019-0520293 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Dec 1, 2024 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.12% |
| Index | 5-Year CMT |
| Max Rate | 8.12% |
The 2025 property tax bill for 12656 Ave de Espuela was $5,186 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $466,744 (+2%) Land $210,321 Building $256,423 | |
| 2025 | $5,186.00 Homeowner's exemption | $457,594 Land $206,198 Building $251,396 |
| 2023 | $4,942.00 (+1.71%) Homeowner's exemption | $439,827 Land $198,192 Building $241,635 |
| 2022 | $4,859.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12656 Ave de Espuela in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12656 Ave de Espuela is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POWAY serves 49,888 people · EPA ID CA3710015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, GeoLinks, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures