Kalamazoo County property record for 12655 E U Ave, Vicksburg, MI 49097
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,532 sqft · built 1963 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $97,000 (Apr 2007) |
| Tax Bill | $2,255 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Sep 2019 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-05-451-040 |
| Primary APN | 16-05-451-040 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,532 sqft Living Area |
| 1st Floor Area | 1,532 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 1,120 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12655 E U AVE |
|---|---|
| City | VICKSBURG |
| State | MI |
| Zip | 49097-9580 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | SEC 5-4-9 COM AT PT ON S LI SEC 5 8 R W OF SE COR W1/2 SE1/4 SEC 5 RNG N 20 R W 40 R S 20 R E 40 R TO BEG 5.00A |
| Legal Range | 09 |
| Legal Township | 04 |
| Legal Section | 05 |
| Jurisdiction | KALAMAZOO MI |
| Township / Civil Division | WAKESHMA |
| Census Block Group | 2 |
| Census Block | 2076 |
| Census Tract | 3400 |
Source: Kalamazoo County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12655 E U AVE, VICKSBURG, MI 49097-9580 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ARBOR FINANCIAL CU |
| Sep 27, 2019 | Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU |
| Oct 19, 2021 | Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU |
| Nov 21, 2008 | Deed of Trust, Mortgage · Line of Credit PORTAGE COMMERCE BANK |
| Apr 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ARBOR FINANCIAL CU |
| Oct 2, 2017 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 24, 2007 | Special Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2007 · Amount on Record |
| Deed Sale | Apr 24, 2007 · Amount on Record |
| Prior Sale | Oct 11, 2005 · Amount on Record |
| Deed Document Number | 200715442 |
| Prior Transfer Date | Oct 4, 2005 |
| Prior Transfer Doc | 2005051531 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 12655 E U AVE, VICKSBURG, MI 49097-9580 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2017009371 |
|---|---|
| Date | Apr 3, 2017 |
| Instrument | 2017-009371 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 12655 E U AVE, VICKSBURG, MI 49097-9580 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 2019028660 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 2019-028660 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 25, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 12655 E U AVE, VICKSBURG, MI 49097-9580 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC |
| Name | Verified Name |
|---|
| Document Number | 2021041731 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021-041731 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 25, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 12655 E U AVE, VICKSBURG, MI 49097-9580 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | EVONS TITLE, DEVON TITLE |
| Name | Verified Name |
|---|
| Document Number | 2008037421 |
|---|---|
| Date | Nov 21, 2008 |
| Instrument | 2008-037421 |
| Name | PORTAGE COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | PORTAGE, MI 49002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 12655 E U AVE, VICKSBURG, MI 49097-9580 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12655 E U AVE, VICKSBURG, MI 49097-9580 |
| Document Number | 2025011191 |
|---|---|
| Date | Apr 29, 2025 |
| Instrument | 2025-011191 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | Oct 2, 2017 |
| Property Address | 12655 E U AVE, VICKSBURG, MI 49097-9580 |
| Document Number | 2017032820 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 2017-032820 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12655 E U AVE, VICKSBURG, MI 49097-9580 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | Apr 24, 2007 |
| Property Address | 12655 E U AVE, VICKSBURG, MI 49097-9580 |
| Document Number | 2007015442 |
| Instrument Date | Mar 13, 2007 |
| Instrument | 2007-015442 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12655 E U AVE, VICKSBURG, MI 49097-9580 |
| Document Number | 2007015443 |
|---|---|
| Date | Apr 24, 2007 |
| Instrument | 2007-015443 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Index | 1-Year T-Bill |
| Margin | 2 |
Source: Kalamazoo County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalamazoo County |
| County Subdivision | Wakeshma Township |
| Unified School District | Vicksburg Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,300 (+0.42%) | $238,600 (+0.42%) | |
| 2025 | $2,255.00 Homeowner's exemption | $118,800 | $237,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 8, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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