12655 Cara Cara Loop, Bradenton, FL 34212 Property Records

Manatee County property record for 12655 Cara Cara Loop, Bradenton, FL 34212

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,195 sqft · built 2003
Lot Size	0.2 acres (8,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,500 (Jul 2020)
Tax Bill	$8,616 (2024)
Deeds & Mortgages	Jul 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`5548-1425-9`

Property Details

APN / Parcel Number

Primary APN	`5548-1425-9`
Alternative APNs	`341928554814259` `0554814259`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,195 sqft Living Area
Gross Area	3,003 sqft
1st Floor Area	2,195 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,700 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 60 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces
Pool Area	240 sqft
Porch	Screened Porch
Porch Area	291 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0554814259
Street Address	12655 CARA CARA LOOP
City	BRADENTON
State	FL
Zip	34212-2950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 45 UNIT B GREYHAWK LANDING PHASE 2 PI#5548.1425/9
Legal Range	19E
Legal Township	34S
Legal Section	28
Legal Subdivision	GREYHAWK LANDING PHASE 2
Legal Tract	00554801
Legal Block	B
Legal Lot Number	45
Legal Unit	B
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	3
Census Block	3007
Census Tract	2018

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12655 CARA CARA LOOP, BRADENTON, FL 34212-2950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Prior Sale	Jul 6, 2015 · Amount on Record
Deed Document Number	202071829
Prior Transfer Date	May 16, 2006
Prior Transfer Doc	0021331329
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jul 14, 2020
Property Address	12655 CARA CARA LOOP, BRADENTON, FL 34212-2950
Document Number	0041071829
Instrument Date	Jul 13, 2020
Instrument	41071829
Transaction Type	Construction Loan
Record Updated	Jul 28, 2020
Title Company	MSC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,727.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12655 CARA CARA LOOP BRADENTON FL 342122950, BRADENTON, FL 34212-2950

Mortgage

Document Number	41071830
Date	Jul 14, 2020
Instrument	41071830

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	CONCORD, CA 94520

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 13, 2021

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$457,981 (+5.33%) Land $69,700 Building $388,281	$457,981 (-1.28%) Land $69,700 Building $388,281
2025		$434,792 (-17.81%)	$463,913 (-12.3%) Land $69,700 Building $394,213
2024	$8,616.00 (-0.06%)
2023	$8,621.00 (+9.28%)	$528,992 (+15.19%) Land $61,200 Building $467,792	$528,992 (+15.19%) Land $61,200 Building $467,792
2022	$7,889.00	$459,237 Land $60,000 Building $399,237	$459,237 Land $60,000 Building $399,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 96 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	96 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20