St. Louis County property record for 12654 Whispering Pines Rd, Side Lake, MN 55781
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 3 bd · 1 ba · 1,422 sqft · built 1999 |
| Lot Size | 1.06 acres (46,518 sqft) |
| Owner | Trust Name on File |
| Last Sale | $80,000 (Sep 2002) |
| Tax Bill | $3,810 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 370-0083-00040 |
| Primary APN | 370-0083-00040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,422 sqft Gross Area |
| 1st Floor Area | 1,422 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 46,518 sqft (1.06 acres) |
| Garage Type | Mixed |
| Garage Area | 672 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 171 sqft |
| Cabin | 612 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 905648 |
|---|---|
| Street Address | 12654 WHISPERING PINES RD |
| City | SIDE LAKE |
| State | MN |
| Zip | 55781 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | RES |
| Legal Description | LOT: 0004 BLOCK:001 SERIAL # |
| Legal Subdivision | SIDE LAKE HOMESITE ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FRENCH |
| Census Block Group | 4 |
| Census Block | 4072 |
| Census Tract | 15100 |
12654 Whispering Pines Rd, a residential property, is owner-occupied and held in a trust since May 2006.
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 245, SIDE LAKE, MN 55781-0245 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2002 · Amount on File |
| Deed Sale | Sep 5, 2002 · Amount on File |
| Prior Sale | Jan 10, 2002 · Amount on File |
| Deed Document Number | 2002867743 |
| Last Transfer Date | May 23, 2006 |
| Transfer Doc | 0001019476 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 12654 Whispering Pines Rd was $3,810 with a homeowner's exemption, up 12.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | French Township |
| Unified School District | Hibbing Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,810.00 (+12.46%) Homeowner's exemption | ||
| 2025 | $3,388.00 (+9.57%) Homeowner's exemption | $526,100 (+27.97%) Land $211,900 Building $314,200 | $526,100 (+27.97%) Land $211,900 Building $314,200 |
| 2024 | $3,092.00 | $411,100 Land $193,100 Building $218,000 | $411,100 Land $193,100 Building $218,000 |
| 2022 | $309,600 Land $147,500 Building $162,100 | $309,600 Land $147,500 Building $162,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12654 Whispering Pines Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12654 Whispering Pines Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Northern Wireless Media Fixed Wireless | 100 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
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