12654 U Ave, Dike, IA 50624 Property Records

Grundy County property record for 12654 U Ave, Dike, IA 50624

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1966
Lot Size	1.47 acres (64,033 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,590 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`891516300001`

Property Details

APN / Parcel Number

Primary APN	`891516300001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	936 sqft Living Area
Basement Area	936 sqft
Finished Basement	550 sqft
Unfinished Basement	386 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	64,033 sqft (1.47 acres)
Garage Type	Attached
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces
Deck Area	154 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	12654 U AVE
City	DIKE
State	IA
Zip	50624-8053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16-89-15 TRACT COMM. 1763' N OF SW COR OF SEC. 16, E 356', N 212.96', W 356.11', S 204.06'
Legal Range	15W
Legal Township	89N
Legal Section	16
Jurisdiction	GRUNDY IA
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1013
Census Tract	960100

Owner

Source: Grundy County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12654 U AVE, DIKE, IA 50624-8053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Sep 15, 2023	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU
Jun 19, 2018	Deed of Trust, Mortgage COLLINS COMMUNITY CREDIT UNION
Jun 19, 2018	Warranty Deed, Transfer COLLINS COMMUNITY CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IA
Recording Date	Jul 13, 2026
Property Address	12654 U AVE, DIKE, IA 50624-8053
Document Number	0000001362
Instrument Date	Jul 8, 2026
Instrument	20261362
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12654 U AVE, DIKE, IA 50624-8053

Mortgage

Document Number	0000001362,
Date	Jul 13, 2026
Instrument	20261362

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IA
Property Address	12654 U AVE, DIKE, IA 50624-8053
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12654 U AVE, DIKE, IA 50624-8053

Mortgage

Document Number	0020231624
Date	Sep 15, 2023
Instrument	2023-1624

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 14, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IA
Property Address	12654 U AVE, DIKE, IA 50624-8053
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020202232
Date	Sep 14, 2020
Instrument	2020-2232

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IA
Property Address	12654 U AVE, DIKE, IA 50624-8053
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020181165
Date	Jun 19, 2018
Instrument	2018-1165

Lender

Name	COLLINS COMMUNITY CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IA
Recording Date	Jun 19, 2018
Property Address	12654 U AVE, DIKE, IA 50624-8053
Document Number	0020181164
Instrument Date	May 31, 2018
Instrument	2018-1164
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12654 U AVE, DIKE, IA 50624-8053

Mortgage

Document Number	0020181166
Date	Jun 19, 2018
Instrument	2018-1166

Lender

Name	COLLINS COMMUNITY CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	115 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Grundy County
Unified School District	Dike-New Hartford Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,590.00 Homeowner's exemption	$226,810 (+4.24%) Land $63,380 Building $163,430	$226,810 (+4.24%) Land $63,380 Building $163,430
2024	$2,590.00 (+15.63%)
2023		$217,590 (+20.55%) Land $63,380 Building $154,210	$217,590 (+20.55%) Land $63,380 Building $154,210
2022	$2,240.00 Homeowner's exemption	$180,500 Land $56,920 Building $123,580
2021			$180,500 Land $56,920 Building $123,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1999)
Most Recent Claim	Jul 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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