12654 N 16th Dr, Phoenix, AZ 85029 Property Records

Maricopa County property record for 12654 N 16th Dr, Phoenix, AZ 85029

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,737 sqft · built 1963
Lot Size	0.254 acres (11,093 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Nov 2018)
Tax Bill	$3,292 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`159-50-034`

Property Details

APN / Parcel Number

Primary APN	`159-50-034`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,737 sqft Living Area
Gross Area	3,259 sqft
1st Floor Area	2,737 sqft

Exterior

Year Built	Built 1963
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Metal
Lot Area	11,093 sqft (0.254 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	12654 N 16TH DR
City	PHOENIX
State	AZ
Zip	85029-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	MOON HILLS
Legal Range	03E
Legal Township	03N
Legal Section	18
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	MOON HILLS
Legal Lot Number	23
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1014
Census Tract	103614

Owner

12654 N 16th Dr is owned and occupied by an individual who bought it in November 2018.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	12654 N 16TH DR, PHOENIX, AZ 85029-2803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 30, 2018	Intrafamily Transfer, Transfer LAWYERS TITLE OF ARIZONA INC
Nov 30, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Prior Sale	Nov 30, 2018 · Amount on File
Deed Document Number	20180882176
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	12654 N 16TH DR, PHOENIX, AZ 85029-2803
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12654 N 16TH DR, PHOENIX, AZ 85029-2803

Mortgage

Document Number	0000069068
Date	Feb 12, 2024
Instrument	20240069068

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	12654 N 16TH DR, PHOENIX, AZ 85029-2803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114741
Date	Feb 11, 2020
Instrument	20200114741

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 30, 2018
Property Address	12654 N 16TH DR, PHOENIX, AZ 85029-2803
Document Number	0000882177
Map Reference	MB 86 PG 11
Instrument Date	Oct 18, 2018
Instrument	20180882177
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 30, 2018
Property Address	12654 N 16TH DR, PHOENIX, AZ 85029-2803
Document Number	0000882176
Map Reference	MB 86 PG 11
Instrument Date	Oct 12, 2018
Instrument	20180882176
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1230 W 1650 S, 1230, RICHFIELD, UT 84701-7062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12654 N 16TH DR, PHOENIX, AZ 85029-2803

Mortgage

Document Number	0000882178
Date	Nov 30, 2018
Instrument	20180882178

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12654 N 16th Dr was $3,292.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,870	$548,700 Land $109,700 Building $439,000
2025	$3,292.00
2024		$57,860	$578,600 Land $115,700 Building $462,900
2023	$3,103.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12654 N 16th Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (1983–2002)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2002 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12654 N 16th Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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