12654 McDade Rd, Hagerstown, MD 21740 Property Records

Washington County property record for 12654 McDade Rd, Hagerstown, MD 21740

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,872 sqft · built 1920
Lot Size1.38 acres (60,113 sqft)
Owner2 Individual Names on Record
Last Sale$267,500 (Feb 2017)
Tax Bill$2,949 (2026)
Deeds & MortgagesNov 2025 Line of Credit
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-026998

Property Details

APN / Parcel Number

Primary APN13-026998
Alternative APN
  • 026998

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,872 sqft Total Area
Basement Area1,350 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialSiding
Roof MaterialMetal
Lot Area60,113 sqft (1.38 acres)

Exterior Amenities

PorchSlab
Porch Area361 sqft
Deck Area260 sqft
Shed1 Shed
Shed Area1,200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number026998
Street Address12654 MCDADE RD
CityHAGERSTOWN
StateMD
Zip21740-1021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePI
Legal DescriptionLOT 1 1.38 AC 12654 MCDADE ROAD HAGERSTOWN
Legal SubdivisionNORMAN RHOTON
Legal Lot Number1
JurisdictionWASHINGTON MD
Township / Civil Division13, MAUGANSVILLE
Census Block Group2
Census Block2022
Census Tract10402

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12654 MCDADE RD, HAGERSTOWN, MD 21740-1021
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2025Deed of Trust, Mortgage · Line of Credit
WEST CAPITAL LENDING INC
Mar 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
RESIDENTIALL MORTGAGE SERVICES INC
Feb 1, 2017Grant Deed, Transfer
TRISTATE SIGNATURE SETTLEMENTS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2017 · Amount on Record
Deed SaleFeb 2, 2017 · Amount on Record
Prior SaleJan 15, 2013 · Amount on Record
Deed Document Number20175433-0154
Deed Book / Page5433 / 154
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address12654 MCDADE RD, HAGERSTOWN, MD 21740-1021
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0077980272
DateNov 7, 2025
Book Page7798/272
Lender
NameWEST CAPITAL LENDING INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueOct 13, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address12654 MCDADE RD, HAGERSTOWN, MD 21740-1021
Transaction TypeMortgage
Record UpdatedMay 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0065390001
DateMar 5, 2021
Book Page6539/1
Lender
NameRESIDENTIALL MORTGAGE SERVICES INC
TypeNon-Lending Institution
AddressSOUTH PORTLAND, ME 04106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWASHINGTON MD
Recording DateFeb 1, 2017
Property Address12654 MCDADE RD, HAGERSTOWN, MD 21740-1021
Document Number0054330154
Book / Page005433 / 000154
Instrument DateJan 30, 2017
Transaction TypeTransfer
Record UpdatedMar 9, 2017
Title CompanyTRISTATE SIGNATURE SETTLEMENTS

Transaction

AmountAmount Recorded
Tax$267.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12654 MCDADE RD HAGERSTOWN MD 217401021, HAGERSTOWN, MD 21740-1021

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,949.00 (+4.2%) Homeowner's exemption$343,633 (+0.01%)$343,700 (+0.03%) Land $73,800 Building $269,900
2025$2,830.00 (+13.38%) Homeowner's exemption$343,600 (+18.95%) Land $63,800 Building $279,800$343,600 (-) Land $63,800 Building $279,800
2023$2,496.00 Homeowner's exemption$288,867$343,600 Land $63,800 Building $279,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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