12653 River Rd, Richmond (Henrico), VA 23238 Property Records

Goochland County property record for 12653 River Rd, Richmond, VA 23238 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,246 sqft · built 2014
Lot Size1.32 acres (57,848 sqft)
Owner2 Individual Names on File
Last Sale$1,250,000 (Oct 2025)
Tax Bill$5,968 (2026)
Deeds & MortgagesOct 2025 Sale & Mortgage
Jul 2021 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APN670001000010A

Property Details

APN / Parcel Number

Primary APN670001000010A
Alternative APNs
  • 67 1 10A
  • 19256

Interior

Bedrooms3 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,246 sqft Living Area
AtticAttic
Attic Area180 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleCustom Design
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area57,848 sqft (1.32 acres)
TerrainRolling
Garage Area552 sqft
Parking Spaces1 Parking Space
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number19256
Street Address12653 RIVER RD
CityRICHMOND
StateVA
Zip23238-6139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE MANAKIN ON 650 1.328AC LOT 2 OUT OF 67-1-10 #19-3333 PCF 1 R/S
Legal Lot Number2
JurisdictionGOOCHLAND VA
Township / Civil Division5
Census Block Group2
Census Block2023
Census Tract400101

Owner

Source: Goochland County records · APN 670001000010A

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 187, MANAKIN SABOT, VA 23103-0187
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Jul 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CARDINAL FINANCIAL COMPANY LP
Jun 19, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Oct 23, 2019Warranty Deed, Transfer · Conventional Mortgage
BRANCH BANKING & TRUST COMPANY
Apr 11, 2017Warranty Deed, Transfer · Conventional Mortgage
BENCHMARK MORTGAGE COMPANIES

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 14, 2025 · Amount on Record
Deed SaleOct 14, 2025 · Amount on Record
Prior SaleOct 23, 2019 · Amount on Record
Deed Document Number20253632
Record UpdatedSep 20, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGOOCHLAND VA
Recording DateOct 14, 2025
Property Address12653 RIVER RD, RICHMOND, VA 23238-6139
Document Number0250003632
Instrument DateOct 09, 2025
Instrument250003632
Transaction TypeTransfer
Record UpdatedNov 12, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 187, MANAKIN SABOT, VA 23103-0187

Mortgage

Document Number0250003633
DateOct 14, 2025
Instrument250003633
Lender
NameBANK OF AMERICA NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGOOCHLAND VA
Property Address12653 RIVER RD, RICHMOND, VA 23238-6139
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210003900
DateJul 22, 2021
Instrument210003900
Lender
NameCARDINAL FINANCIAL COMPANY LP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 01, 2051
Interest
Rate TypeFixed Rate

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGOOCHLAND VA
Property Address12653 RIVER RD, RICHMOND, VA 23238-6139
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180001915
DateJun 19, 2018
Instrument180001915
Lender
NameWELLS FARGO BANK NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 26, 2048
Interest
Rate TypeAdjustable Rate

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGOOCHLAND VA
Recording DateOct 23, 2019
Property Address12653 RIVER RD, RICHMOND, VA 23238-6139
Document Number190003333
Instrument DateOct 11, 2019
Instrument190003333
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12653 RIVER RD, RICHMOND, VA 23238-6139

Mortgage

Document Number190003334
DateOct 23, 2019
Instrument190003334
Lender
NameBRANCH BANKING & TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGOOCHLAND VA
Recording DateApr 11, 2017
Property Address12653 RIVER RD, RICHMOND, VA 23238-6139
Document Number170001073
Instrument DateApr 03, 2017
Instrument170001073
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12653 RIVER RD, RICHMOND, VA 23238-6139

Mortgage

Document Number170001074
DateApr 11, 2017
Instrument170001074
Lender
NameBENCHMARK MORTGAGE COMPANIES
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Goochland County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyGoochland County
Unified School DistrictGoochland County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$5,968.00$1,126,100 (+15.13%) Land $250,600 Building $875,500$1,126,100 (+15.13%) Land $250,600 Building $875,500
2025$978,100 (+12.58%) Land $239,200 Building $738,900$978,100 (+12.58%) Land $239,200 Building $738,900
2023$868,800 Land $208,000 Building $660,800$868,800 Land $208,000 Building $660,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Goochland County (51075C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510754001012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force
10 of 10 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on River Rd

Nearby Streets

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