12651 Vigilant Ct, Dunkirk, MD 20754 Property Records

Calvert County property record for 12651 Vigilant Ct, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 7,110 sqft · built 2000
Lot Size	3.43 acres (149,411 sqft)
Owner	Individual Name on File
Last Sale	$1,675,000 (Jun 2026)
Tax Bill	$18,347 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-092453`

Property Details

APN / Parcel Number

Primary APN	`03-092453`
Alternative APNs	`3092453` `092453`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	7,110 sqft Total Area
Basement Area	1,600 sqft
Finished Basement	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Material	Wood Shingle
Lot Area	149,411 sqft (3.43 acres)
Garage Type	Mixed
Garage Area	1,636 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	792 sqft
Porch	Slab
Porch Area	608 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	092453
Street Address	12651 VIGILANT CT
City	DUNKIRK
State	MD
Zip	20754-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 49 PLAT 1 LYONS CREEK HUNDRED
Legal Subdivision	LYONS CREEK
Legal Lot Number	49
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2000
Census Tract	860103

Owner

Source: Calvert County assessment roll, APN 03-092453, as of July 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12651 VIGILANT CT, DUNKIRK, MD 20754-9760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Apr 24, 2013 · Amount on Record
Deed Document Number	2026
Deed Book / Page	6925 / 140
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 25, 2026
Property Address	12651 VIGILANT CT, DUNKIRK, MD 20754-9760
Document Number	6925000140
Book / Page	6925 / 140
Instrument Date	Jun 08, 2026
Transaction Type	Transfer
Record Updated	Jul 02, 2026
Title Company	TITLEMARK PLLC, TITLEMAX LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,691,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12651 VIGILANT CT, DUNKIRK, MD 20754-9760

Mortgage

Document Number	6925000147,
Date	Jun 25, 2026
Book Page	6925/147

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Calvert County assessment roll as of July 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,347.00 (+23.77%)	$1,679,800 (+17.73%) Land $217,100 Building $1,462,700	$1,679,800 (-) Land $217,100 Building $1,462,700
2023	$14,824.00	$1,426,800	$1,679,800 Land $217,100 Building $1,462,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), as of April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098601032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2018 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 44 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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