Washington County property record for 12650 Unger Rd, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,440 sqft · built 1979 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | Company Name on Record |
| Last Sale | $92,600 (Dec 2008) |
| Tax Bill | $3,737 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-007760 |
| Primary APN | 07-007760 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,440 sqft Total Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 74,052 sqft (1.7 acres) |
| Garage Type | Mixed |
| Garage Area | 2,008 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Slab |
| Porch Area | 104 sqft |
| Deck Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 007760 |
|---|---|
| Street Address | 12650 UNGER RD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A(R) |
| Legal Description | LT334X227 IR 1.70 AC 12650 UNGER RD |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 10200 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 13202 UNGER RD, HAGERSTOWN, MD 21742-1429 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 20, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST |
| Oct 21, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2008 · Amount on Record |
| Deed Sale | Dec 5, 2008 · Amount on Record |
| Prior Sale | Nov 7, 2008 · Amount on Record |
| Deed Document Number | 20081713 |
| Deed Book / Page | 3574 / 223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 12650 UNGER RD, SMITHSBURG, MD 21783-1300 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0070610404 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 7061/404 |
| Name | FIRST UNITED BANK & TRUST |
|---|---|
| Type | Bank |
| Address | OAKLAND, MD 21550 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Oct 21, 2021 |
| Property Address | 12650 UNGER RD, SMITHSBURG, MD 21783-1300 |
| Document Number | 0068020214 |
| Book / Page | 6802 / 214 |
| Instrument Date | Oct 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13202 UNGER RD, HAGERSTOWN, MD 21742-1429 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,737.00 (+10.4%) | $355,167 (+10.6%) | $389,200 (-) Land $80,200 Building $309,000 |
| 2025 | $3,385.00 (+19.57%) | $321,133 (+17.96%) | $389,200 (+35.56%) Land $80,200 Building $309,000 |
| 2023 | $2,831.00 | $272,233 | $287,100 Land $80,200 Building $206,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Cable · Fiber in parts of the area | 1,300 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: PA.net.
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