12650 94th St, Cologne, MN 55322 Property Records

Carver County property record for 12650 94th St, Cologne, MN 55322

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 732 sqft · built 1940
Lot Size	3.44 acres (149,846 sqft)
Owner	2 Individual Names on File
Last Sale	$293,500 (Oct 2025)
Tax Bill	$2,220 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-0750270`

Property Details

APN / Parcel Number

Primary APN	`09-0750270`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Stories	1 Story
Building Area	732 sqft Heated Area
Gross Area	1,862 sqft
1st Floor Area	732 sqft
Basement Area	170 sqft
Finished Basement	170 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	149,846 sqft (3.44 acres)
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	420 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12650 94TH ST
City	COLOGNE
State	MN
Zip	55322-9062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 21 TOWNSHIP 116 RANGE 025 CARVER COUNTRY LOT 011 BLOCK 003
Legal Range	025
Legal Township	116
Legal Section	21
Legal Subdivision	CARVER COUNTRY
Legal Block	3
Legal Lot Number	11
Jurisdiction	CARVER MN
Township / Civil Division	WACONIA
Census Block Group	3
Census Block	3024
Census Tract	90304

Owner

12650 94th St is owned and occupied by two individuals who bought it in October 2025.

Source: Carver County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12650 94TH ST, COLOGNE, MN 55322-9062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Oct 29, 2025	Deed, Transfer BURNETT TITLE, BURNET TITLE MN
Oct 29, 2025	Affidavit of Death of Joint Tenant, Transfer
Jan 30, 2018	Loan Modification, Mortgage · Conventional Mortgage KLEIN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2025 · Amount on File
Deed Sale	Oct 29, 2025 · Amount on File
Deed Document Number	2025792797
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	12650 94TH ST, COLOGNE, MN 55322-9062
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12650 94TH ST, COLOGNE, MN 55322-9062

Mortgage

Document Number	000A753567
Date	Oct 21, 2022
Instrument	A753567

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	WACONIA, MN 55387

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CARVER MN
Recording Date	Oct 29, 2025
Property Address	12650 94TH ST, COLOGNE, MN 55322-9062
Document Number	000A792797
Instrument Date	Sep 19, 2025
Instrument	A792797
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	BURNETT TITLE, BURNET TITLE MN

Transaction

Amount	Amount on Record
Tax	$968.55
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12650 94TH ST, COLOGNE, MN 55322-9062

October 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CARVER MN
Recording Date	Oct 29, 2025
Property Address	12650 94TH ST, COLOGNE, MN 55322-9062
Document Number	000A792795
Instrument Date	Sep 18, 2025
Instrument	A792795
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12650 94TH ST, COLOGNE, MN 55322-9062

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARVER MN
Property Address	12650 94TH ST, COLOGNE, MN 55322-9062
Document Number	0000658198
Instrument Date	Jan 30, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12650 94TH ST COLOGNE MN 553229062, COLOGNE, MN 55322-9062

Mortgage

Document Number	0000658198
Date	Feb 8, 2018
Instrument	658198

Lender

Name	KLEIN BK
Type	Bank
Address	WACONIA, MN 55387

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 7, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 12650 94th St was $2,220, up 8.7% from the year before.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
County Subdivision	Waconia Township
Unified School District	Waconia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,220.00 (+8.72%)	$257,000 (+2.07%) Land $245,000 Building $12,000	$257,000 (+2.07%) Land $245,000 Building $12,000
2025	$2,042.00 (+1.19%) Homeowner's exemption	$251,800 (+5.49%) Land $207,000 Building $44,800	$251,800 (+5.49%) Land $207,000 Building $44,800
2024	$2,018.00 Homeowner's exemption	$238,700 (-0.33%) Land $192,500 Building $46,200	$238,700 (-0.33%) Land $192,500 Building $46,200
2023	Homeowner's exemption	$239,500 Land $192,500 Building $47,000	$239,500 Land $192,500 Building $47,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12650 94th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12650 94th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fixed Wireless	150 / 130
Broadband Fixed Wireless	100 / 20
Nuvera Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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