1265 Walter Smith Rd, Mobile, AL 36695 Property Records

Mobile County property record for 1265 Walter Smith Rd, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,321 sqft · built 1974
Lot Size	2.24 acres (97,574 sqft)
Owner	2 Individual Names on File
Last Sale	$174,900 (May 2006)
Tax Bill	$771 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022707260000084`

Property Details

APN / Parcel Number

Primary APN	`R022707260000084`
Alternative APNs	`27 07 26 0 000 084.XXX` `00413207` `413207`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,321 sqft Living Area
1st Floor Area	2,321 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1993
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	97,574 sqft (2.24 acres)
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	316 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	413207
Street Address	1265 WALTER SMITH RD
City	MOBILE
State	AL
Zip	36695-9682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 OF LOT 16 TARA ESTS MBK 20 PG 89 #SEC 26 T4S R3W #MP27 07 26 0 000
Legal Range	04S
Legal Township	04S
Legal Section	26
Legal Subdivision	TARA ESTS
Legal Lot Number	16
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	1
Census Block	1005
Census Tract	6409

Owner

1265 Walter Smith Rd is owned and occupied by two individuals who bought it in May 2006.

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1265 WALTER SMITH RD, MOBILE, AL 36695-9682
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2006 · Amount on File
Deed Sale	May 1, 2006 · Amount on File
Prior Sale	May 1, 2006 · Amount on File
Deed Document Number	200631140
Deed Book / Page	5960 / 673
Prior Transfer Date	Oct 15, 2004
Prior Transfer Doc	0000078939
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	1265 WALTER SMITH RD, MOBILE, AL 36695-9682
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051383
Date	Aug 9, 2021
Instrument	2021051383

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	169 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1265 Walter Smith Rd was $771 with a homeowner's exemption, up 7.7% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$771.00 (+7.68%) Homeowner's exemption	$17,730 (+9.72%) Land $3,360 Building $14,370	$177,300 (+9.72%) Land $33,600 Building $143,700
2024	$716.00 (+3.77%) Homeowner's exemption	$16,160 (+3.52%) Land $3,360 Building $12,800	$161,600 (+3.52%) Land $33,600 Building $128,000
2023	$690.00 Homeowner's exemption	$15,610 Land $3,360 Building $12,250	$156,100 Land $33,600 Building $122,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1265 Walter Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1265 Walter Smith Rd is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 93% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30