1265 Vista Rd, Ely, IA 52227 Property Records

Linn County property record for 1265 Vista Rd, Ely, IA 52227 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,570 sqft · built 2005
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (May 2018)
Tax Bill	$6,612 (2024)
Deeds & Mortgages	May 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`18-31-2-03-015-0-0000`

Property Details

APN / Parcel Number

Primary APN	`18-31-2-03-015-0-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,570 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	1,200 sqft
Parking Spaces	11 Parking Spaces
Porch	Porch
Porch Area	28 sqft
Deck Area	206 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1265 VISTA RD
City	ELY
State	IA
Zip	52227-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P.O.S. #1228 PARCEL A
Legal Subdivision	PLAT OF SURVEY #1228
Legal Lot Number	A
Jurisdiction	LINN IA
Township / Civil Division	PUTNAM
Census Block Group	3
Census Block	3015
Census Tract	10700

Owner

Source: Linn County records · APN 18-31-2-03-015-0-0000

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1265 VISTA RD, ELY, IA 52227-9756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLLINS CMNTY CU
May 03, 2018	Warranty Deed, Transfer · Conventional Mortgage COLLINS CMNTY CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 30, 2018 · Amount on Record
Deed Sale	May 30, 2018 · Amount on Record
Prior Sale	May 03, 2018 · Amount on Record
Deed Document Number	0010110021
Deed Book / Page	10090 / 218
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1265 VISTA RD, ELY, IA 52227-9756
Document Number	0106620323
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1265 VISTA RD ELY IA 522279756, ELY, IA 52227-9756

Mortgage

Document Number	0106620323
Date	Jun 01, 2020
Book Page	010662/000323

Lender

Name	COLLINS CMNTY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	May 03, 2018
Property Address	1265 VISTA RD, ELY, IA 52227-9756
Document Number	0100900218
Book / Page	010090 / 000218
Instrument Date	Apr 27, 2018
Transaction Type	Transfer
Record Updated	May 29, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$487.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1265 VISTA DR ELY IA 52227, ELY, IA 52227

Mortgage

Document Number	100900220
Date	May 03, 2018
Book Page	010090/000220

Lender

Name	COLLINS CMNTY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 02, 2048

Tax Assessment & Valuation

Source: Linn County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Ely City
Unified School District	College Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$424,900 (+5.3%) Land $40,100 Building $384,800	$424,900 (+5.3%) Land $40,100 Building $384,800
2024	$6,612.00 (+11.65%)
2023		$403,500 Land $40,100 Building $363,400	$403,500 Land $40,100 Building $363,400
2022	$5,922.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Linn County (19113C), updated May 31, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191130107003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1990–2016)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2016, river or lake flooding
Claims By Storm	Severe Storms & Flooding, Aug 1993 · 2 claims

Wildfire

Wildfire Risk	Low above 4% of the US · above 28% of Iowa
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
South Slope Cooperative Telephone Company	Fiber	10,000 / 10,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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