1265 Splendid Ravine St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1265 Splendid Ravine St, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,845 sqft · built 2005
Lot Size	0.23 acres (10,018 sqft)
Owner	Individual Name on Record
Last Sale	$246,600 (May 2005)
Tax Bill	$4,946 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`288103-0500`

Property Details

APN / Parcel Number

Primary APN	`288103-0500`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,845 sqft Living Area
Gross Area	3,245 sqft
1st Floor Area	1,876 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	257 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1265 SPLENDID RAVINE ST
City	SAINT AUGUSTINE
State	FL
Zip	32092-2422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	47/84-94 ST JOHNS SIX MILE CREEK WEST UNIT 1 LOT 50 OR2432/294
Legal Range	27E
Legal Township	06S
Legal Section	24
Legal Subdivision	SAINT JOHNS SIX MILE CREEK WEST UNIT 1
Legal Block	1
Legal Lot Number	50
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1008
Census Tract	20905

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1265 SPLENDID RAVINE ST, SAINT AUGUSTINE, FL 32092-2422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2005 · Amount on Record
Deed Sale	May 9, 2005 · Amount on Record
Deed Document Number	200535080
Deed Book / Page	2432 / 294
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1265 SPLENDID RAVINE ST, SAINT AUGUSTINE, FL 32092-2422
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	COASTAL SECURITY TITLE INC, COASTAL SECURITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1265 SPLENDID RAVINE ST, SAINT AUGUSTINE, FL 32092-2422

Mortgage

Document Number	0053721082
Date	Sep 20, 2021
Book Page	5372/1082
Instrument	2021102713

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company
Address	FERNANDINA BEACH, FL 32034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,017 (+2.7%)	$375,936 (-4.69%) Land $85,000 Building $290,936
2025	$4,946.00 (+9.16%) Homeowner's exemption	$204,496 (+5.99%)	$394,423 (-3.32%) Land $90,000 Building $304,423
2024	$4,531.00 (+2%)
2023	$4,442.00 (+2.97%) Homeowner's exemption	$192,945 (+3%)	$407,984 (+6.4%) Land $100,000 Building $307,984
2022	$4,314.00 Homeowner's exemption	$187,325	$383,428 Land $75,040 Building $308,388

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20