1265 South St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 1265 South St, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,346 sqft · built 2008
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Jul 2011)
Tax Bill	$16,192 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`NEED M:211.0 B:0004 L:0000.0`

Property Details

APN / Parcel Number

Primary APN	`NEED M:211.0 B:0004 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,346 sqft Living Area
Gross Area	3,155 sqft
1st Floor Area	1,346 sqft
Basement Area	1,346 sqft
Unfinished Basement	346 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	1265 SOUTH ST
City	NEEDHAM
State	MA
Zip	02492-2772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Legal Subdivision	NEEDHAM
Legal Block	4
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	3
Census Block	3004
Census Tract	403300

Owner

1265 South St is owned and occupied by two individuals who bought it in July 2011.

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1265 SOUTH ST, NEEDHAM, MA 02492-2772
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage NEEDHAM BANK
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit NEEDHAM BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2011 · Amount on File
Deed Sale	Jul 26, 2011 · Amount on File
Prior Sale	Feb 23, 2011 · Amount on File
Deed Document Number	20117
Deed Book / Page	28987 / 317
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	1265 SOUTH ST, NEEDHAM, MA 02492-2772
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042945-550
Date	Feb 25, 2026
Book Page	42945/550
Instrument	11214

Lender

Name	NEEDHAM BANK

Agreement

Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2046

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	1265 SOUTH ST, NEEDHAM, MA 02492-2772
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042855-309
Date	Dec 29, 2025
Book Page	42855/309
Instrument	92194

Lender

Name	NEEDHAM BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	217 Months
Due	Jan 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 1265 South St was $16,192.

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,192.00	$1,527,500 Land $672,000 Building $855,500	$1,650,340 (-11.15%)
2024			$1,857,345
2023	$15,917.00	$1,220,600 Land $350,000 Building $870,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1265 South St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	19 (1978–2023)
Claims Outside the SFHA	19 of 19
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1265 South St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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