1265 Smith Rd, Temperance, MI 48182 Property Records

Monroe County property record for 1265 Smith Rd, Temperance, MI 48182 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size14,375 sqft (0.33 acres)
OccupancyOwner Occupied
Last Sale$147,000 (2021)
Tax Bill$641.00 (2025)

Property Details

APN / Parcel Number

Primary APN02-620-035-00

Exterior

Lot Area14,375 sqft (0.33 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1265 SMITH RD
CityTEMPERANCE
StateMI
Zip48182-1036
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUPERVISOR'S PLAT OF SWISS GARDENS WLY 92 FT OF LOT 16
Legal SubdivisionSUPRVRS OF SWISS GARDENS
Legal Lot Number16
JurisdictionMONROE MI
Minor Civil DivisionBEDFORD
Census Blockgroup1
Census Block1017
Census Tract833900

Owner

Source: Monroe County records · APN 02-620-035-00

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1265 SMITH RD, TEMPERANCE, MI 48182-1036
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 03, 2025Deed of Trust, Mortgage · Line of Credit
DIRECTIONS CU
Dec 30, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Jul 03, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 30, 2021 · Amount on Record
Deed SaleDec 30, 2021 · Amount on Record
Prior SaleApr 14, 1998 · Amount on Record
Deed Doc Number202132982
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address1265 SMITH RD, TEMPERANCE, MI 48182-1036
Transaction TypeMortgage
Record UpdatedDec 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1265 SMITH RD, TEMPERANCE, MI 48182-1036

Mortgage

Document Number0000019803
DateDec 03, 2025
Instrument2025R19803
Lender
NameDIRECTIONS CU
TypeCredit Union
AddressTOLEDO, OH 43604
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 28, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateDec 30, 2021
Property Address1265 SMITH RD, TEMPERANCE, MI 48182-1036
Document Number0000032982
Map ReferenceLB 7 PG 2
Instrument DateDec 17, 2021
Instrument2021R32982
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyLAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,102.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1265 SMITH RD, 1265, TEMPERANCE, MI 48182-1036

Transferred To (Grantee/Buyer)

NameVerified Name
Address1265 SMITH RD, TEMPERANCE, MI 48182-1036

Mortgage

Document Number0000032983
DateDec 30, 2021
Instrument2021R32983
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address1265 SMITH RD, TEMPERANCE, MI 48182-1036
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013859
DateJul 03, 2017
Instrument2017R13859
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionBedford Township
Unified School DistrictBedford Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$62,800 (+20.77%)$125,600 (+20.77%)
2025$641.00 (-56.34%) Homeowner's exemption
2023$1,468.00 Homeowner's exemption$52,000$104,000

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