1265 SE 23rd St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1265 SE 23rd St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,126 sqft · built 2003
Lot Size	0.335 acres (14,593 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Dec 2021)
Tax Bill	$5,234 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`3-27-37-35-0330-00000-0540`

Property Details

APN / Parcel Number

Primary APN	`3-27-37-35-0330-00000-0540`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,126 sqft Heated Area
Gross Area	2,788 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,593 sqft (0.335 acres)
Lot Dimensions	146 ft deep x 100 ft wide
Pool Area	264 sqft
Porch	Open Porch
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1265 SE 23RD ST
City	OKEECHOBEE
State	FL
Zip	34974-5366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUE HERON GOLF AND COUNTRY CLUB, PHASE 1 (PLAT BOOK 6 PAGES 50 & 51) LOT 54
Legal Range	35E
Legal Township	37S
Legal Section	27
Legal Subdivision	BLUE HERON GOLF AND COUNTRY
Legal Phase	1
Legal Lot Number	54
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1008
Census Tract	910500

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1265 SE 23RD ST, OKEECHOBEE, FL 34974-5366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 7, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 22, 2020	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Sep 4, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Dec 17, 2018	Warranty Deed, Transfer · VA Mortgage ROYAL PACIFIC FUNDING CORP
May 25, 2017	Warranty Deed, Transfer · VA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Apr 7, 2021 · Amount on Record
Deed Document Number	0000016594
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Dec 30, 2021
Property Address	1265 SE 23RD ST, OKEECHOBEE, FL 34974-5366
Document Number	0000016594
Map Reference	MB 6 PG 50&51
Instrument Date	Dec 30, 2021
Instrument	2021016594
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	CLEAR TITLE, CLEAR TITLE & LEGAL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5164 SE 42ND TRCE, 5164, OKEECHOBEE, FL 34974-1108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 SE 11TH ST, OKEECHOBEE, FL 34974-5377

Mortgage

Document Number	0000016595
Date	Dec 30, 2021
Instrument	2021016595

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 7, 2021
Property Address	1265 SE 23RD ST, OKEECHOBEE, FL 34974-5366
Document Number	2021004252
Map Reference	MB 6 PG 50&51
Instrument Date	Mar 30, 2021
Instrument	2021004252
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	CLEAR TITLE, CLEAR TITLE & LEGAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5211 NW RUGBY DR, 5211, PORT ST LUCIE, FL 34983-3383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1265 SE 23RD ST, OKEECHOBEE, FL 34974-5366

Mortgage

Document Number	2021004253
Date	Apr 7, 2021
Instrument	2021004253

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1265 SE 23RD ST, OKEECHOBEE, FL 34974-5366
Document Number	0000000018
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1265 SE 23RD ST OKEECHOBEE FL 349745366, OKEECHOBEE, FL 34974-5366

Mortgage

Document Number	0000000018
Date	Jan 4, 2021
Instrument	18

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1265 SE 23RD ST, OKEECHOBEE, FL 34974-5366
Document Number	0008301665
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1265 SE 23RD ST OKEECHOBEE FL 349745366, OKEECHOBEE, FL 34974-5366

Mortgage

Document Number	0008301665
Date	Sep 18, 2019
Book Page	000830/001665
Instrument	9661

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Dec 17, 2018
Property Address	1265 SE 23RD ST, OKEECHOBEE, FL 34974-5366
Document Number	0008170896
Book / Page	0817 / 0896
Map Reference	MB 6 PG 50&51
Instrument Date	Dec 13, 2018
Instrument	2018014651
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,813.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1699 WAU ST #700700, 1699, CHICAGO, IL 60656

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1265 SE 231ST STREET, OKEECHOBEE, FL 34974

Mortgage

Document Number	2018014652
Date	Dec 17, 2018
Instrument	2018014652

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 25, 2017
Property Address	1265 SE 23RD ST, OKEECHOBEE, FL 34974-5366
Document Number	0007910271
Book / Page	0791 / 0271
Map Reference	MB6 PG50&51
Instrument Date	May 22, 2017
Instrument	2017005332
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	CLEAR TITLE & LEGAL SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1265 SE 23RD ST, 1265, OKEECHOBEE, FL 34974-5366

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1265 SE 23RD ST, OKEECHOBEE, FL 34974-5366

Mortgage

Document Number	0007910273
Date	May 25, 2017
Book Page	0791/0273
Instrument	2017005333

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,234.00 (-6.28%) Homeowner's exemption	$309,748 (+5.99%)	$338,752 (-0.04%) Land $44,000 Building $294,752
2023	$5,585.00 (+1.55%) Homeowner's exemption	$292,250 (+3%)	$338,887 (+19.44%) Land $35,000 Building $303,887
2022	$5,500.00 Homeowner's exemption	$283,738 Land $25,000 Building $258,738	$283,738 Land $25,000 Building $258,738

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

1265 SE 23rd St, Okeechobee, FL 34974 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on SE 23rd St

Nearby Streets

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