1265 Santa Luisa Dr, Solana Beach, CA 92075 Property Records

San Diego County property record for 1265 Santa Luisa Dr, Solana Beach, CA 92075

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,122 sqft · built 1974
Lot Size	0.263 acres (11,443 sqft)
Owner	2 Trust Names on File
Last Sale	$2,600,000 (Aug 2026)
Tax Bill	$26,852 (2025)
Deeds & Mortgages	Aug 2026 Sale Jan 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`263-572-42-00`

Property Details

APN / Parcel Number

Primary APN	`263-572-42-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,122 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	11,443 sqft (0.263 acres)
Lot Dimensions	182 ft deep x 65 ft wide
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1265 SANTA LUISA DR
City	SOLANA BEACH
State	CA
Zip	92075-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LMRc
Legal Description	LOT 145 TR 007670
Legal Subdivision	SAN ELIJO HILLS
Legal Tract	007670
Legal Block	2
Legal Lot Number	145
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2007
Census Tract	17305

Owner

1265 Santa Luisa Dr is owner-occupied and held in a trust since August 2026.

Source: San Diego County records, as of August 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1265 SANTA LUISA DR, SOLANA BEACH, CA 92075-1615
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Grant Deed, Transfer FIRST AMERICAN TITLE
Jan 16, 2026	Intrafamily Transfer, Transfer
Apr 18, 2024	Affidavit of Death of Joint Tenant, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Apr 18, 2024	Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Mar 19, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Sep 15, 2020	Intrafamily Transfer, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on File
Deed Sale	Aug 5, 2026 · Amount on File
Prior Sale	Apr 18, 2024 · Amount on File
Deed Document Number	2026226984
Prior Transfer Date	Jun 21, 1995
Prior Transfer Doc	0000279827
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 5, 2026
Property Address	1265 SANTA LUISA DR, SOLANA BEACH, CA 92075-1615
Document Number	0000226984
Instrument Date	Jul 10, 2026
Instrument	2026226984
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$288,860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1265 SANTA LUISA DR, SOLANA BEACH, CA 92075-1615
Investor	Possibly a Property Investor

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 16, 2026
Property Address	1265 SANTA LUISA DR, SOLANA BEACH, CA 92075-1615
Document Number	0000014720
Map Reference	MAP 7670
Instrument Date	Jan 12, 2026
Instrument	2026-0014720
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1265 SANTA LUISA DR, SOLANA BEACH, CA 92075-1615

April 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 18, 2024
Property Address	1265 SANTA LUISA DR, SOLANA BEACH, CA 92075-1615
Document Number	0000097099
Map Reference	MAP 7670
Instrument Date	Mar 22, 2024
Instrument	2024-0097099
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 ORANGEWOOD DR, LAFAYETTE, LA 70503-5227

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 18, 2024
Property Address	1265 SANTA LUISA DR, SOLANA BEACH, CA 92075-1615
Document Number	0000097100
Map Reference	MAP 7670
Instrument Date	Mar 22, 2024
Instrument	2024-0097100
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7757 EADS AVE UNIT C1, C1, LA JOLLA, CA 92037-4333

Mortgage

Document Number	0000097101
Date	Apr 18, 2024
Instrument	2024-0097101

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.95%
Type Change Date	May 1, 2034
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.9%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.9%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1265 SANTA LUISA DR, SOLANA BEACH, CA 92075-1615
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1265 SANTA LUISA DR, SOLANA BEACH, CA 92075-1615

Mortgage

Document Number	0000215019
Date	Mar 19, 2021
Instrument	2021-0215019

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 15, 2020
Property Address	1265 SANTA LUISA DR, SOLANA BEACH, CA 92075-1615
Document Number	0000538458
Map Reference	MAP 7670
Instrument Date	Jun 23, 2020
Instrument	2020-0538458
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	AVENUE 365 LENDER SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1265 SANTA LUISA DR, SOLANA BEACH, CA 92075-1615

Mortgage

Document Number	0000538459
Date	Sep 15, 2020
Instrument	2020-0538459

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1265 Santa Luisa Dr was $26,852.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Solana Beach City
Secondary School District	San Dieguito Union High School District (07 - 12)
Elementary School District	Solana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,491,758 (+2%) Land $1,872,720 Building $619,038
2025	$26,852.00	$2,442,900 Land $1,836,000 Building $606,900
2023	$8,708.00 (+1.49%) Homeowner's exemption	$748,257 Land $288,020 Building $460,237
2022	$8,580.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1265 Santa Luisa Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1265 Santa Luisa Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Race Communications, T-Mobile, Verizon.

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