1265 Saint James Ave, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 1265 Saint James Ave, Springfield, MA 01104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,260 sqft · built 1988
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Mar 2024)
Tax Bill	$4,244 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jun 2023 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11170 P:0196`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11170 P:0196`
Alternative APN	`111700196`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,260 sqft Living Area
1st Floor Area	720 sqft
Game Room	Game Room

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	111700196
Street Address	1265 SAINT JAMES AVE
City	SPRINGFIELD
State	MA
Zip	01104-1371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1004
Census Tract	800201

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24 BISSELL ST, SPRINGFIELD, MA 01119-1451
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TD BANK NA
Jun 30, 2023	Foreclosure · Stand-Alone First Mortgage KIAVI FUNDING INCORPORATED
Jul 19, 2019	Deed of Trust, Mortgage PREMIER SOURCE CU
Sep 14, 2017	Deed of Trust, Mortgage PREMIER SOURCE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2024 · Amount on Record
Deed Sale	Mar 15, 2024 · Amount on Record
Prior Sale	Jun 30, 2023 · Amount on Record
Deed Document Number	202411128
Deed Book / Page	25352 / 125
Record Updated	Oct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Mar 15, 2024
Property Address	1265 SAINT JAMES AVE, SPRINGFIELD, MA 01104-1371
Document Number	025352-125
Book / Page	25352 / 125
Instrument Date	Mar 15, 2024
Instrument	11128
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 BISSELL ST, SPRINGFIELD, MA 01119-1451

Mortgage

Document Number	0000011129
Date	Mar 15, 2024
Instrument	11129

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 30, 2023
Property Address	1265 SAINT JAMES AVE, SPRINGFIELD, MA 01104-1371
Document Number	025063-443
Book / Page	25063 / 443
Instrument Date	Jun 30, 2023
Instrument	30187
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 HANNOUSH DR, WEST SPRINGFIELD, MA 01089-4467

Mortgage

Document Number	0000030189
Date	Jun 30, 2023
Instrument	30189

Lender

Name	KIAVI FUNDING INCORPORATED

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	1265 SAINT JAMES AVE, SPRINGFIELD, MA 01104-1371
Document Number	22778-457
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1265 SAINT JAMES AVE SPRINGFIELD MA 011041371, SPRINGFIELD, MA 01104-1371

Mortgage

Document Number	22778-457
Date	Jul 29, 2019
Book Page	022778/000457
Instrument	42031

Lender

Name	PREMIER SOURCE CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jul 28, 2044

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	1265 SAINT JAMES AVE, SPRINGFIELD, MA 01104-1371
Document Number	21868-340
Book / Page	021868 / 000340
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Feb 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21868-340
Date	Sep 22, 2017
Book Page	021868/000340
Instrument	55817

Lender

Name	PREMIER SOURCE CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2047

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,244.00 (+7.33%)	$274,500 (+8.84%) Land $35,800 Building $238,700	$286,898 (-12.26%)
2025	$3,954.00 (+7.5%)	$252,200 (+16.92%) Land $37,200 Building $215,000	$326,990 (+11.57%)
2024			$293,075
2023	$3,678.00	$215,700 Land $32,900 Building $182,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Xfinity.

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