San Diego County property record for 1265 Phillips St, Vista, CA 92083 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1957 |
| Square Footage | 996 sqft Living Area |
| Lot Size | 10,900 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $435,000 (2018) |
| Tax Bill | $6,190.00 (2025) |
Source: San Diego County records · APN 180-172-05-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1265 PHILLIPS ST, VISTA, CA 92083-7116 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN BEAR CAPITAL INIC |
| Sep 24, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage GOLDEN BEAR CAPITAL INC |
| Aug 27, 2018 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 27, 2018 · Amount on Record |
| Deed Sale | Aug 27, 2018 · Amount on Record |
| Prior Sale | Feb 13, 2013 · Amount on Record |
| Deed Doc Number | 2018352243 |
| Prior Transfer Date | Jun 17, 2014 |
| Prior Transfer Doc | 0000263968 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1265 PHILLIPS ST, VISTA, CA 92083-7116 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1265 PHILLIPS ST, VISTA, CA 92083-7116 |
| Document Number | 0000663402 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021-0663402 |
| Name | GOLDEN BEAR CAPITAL INIC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1265 PHILLIPS ST, VISTA, CA 92083-7116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000418834 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 2019-0418834 |
| Name | GOLDEN BEAR CAPITAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN DIEGO, CA 92131 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 27, 2018 |
| Property Address | 1265 PHILLIPS ST, VISTA, CA 92083-7116 |
| Document Number | 0000352243 |
| Instrument Date | Aug 03, 2018 |
| Instrument | 352243 |
| Transaction Type | Transfer |
| Record Updated | Sep 03, 2018 |
| Title Company | ENTITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1265 PHILLIPS ST VISTA CA 920837116, VISTA, CA 92083-7116 |
| Document Number | 352244 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 352244 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $494,947 (+2%) Land $332,044 Building $162,903 | |
| 2025 | $6,190.00 (+7.58%) Homeowner's exemption | $485,243 (+4.04%) Land $325,534 Building $159,709 |
| 2023 | $5,754.00 (+0.26%) Homeowner's exemption | $466,402 Land $312,894 Building $153,508 |
| 2022 | $5,739.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 180-172-05-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 996 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 10,900 sqft (0.25 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Heating System | Floor/Wall Furnace Heating |
|---|
| Street Address | 1265 PHILLIPS ST |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92083-7116 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 346 POR TR 002020 |
| Legal Subdivision | RANCHO VISTA ESTATES |
| Legal Tract | 002020 |
| Legal Block | 3 |
| Legal Lot Number | 346 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 19702 |
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