1265 Hickory Point Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 1265 Hickory Point Dr, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$580,000 (Aug 2022)
Deeds & MortgagesAug 2022 Sale & Mortgage
May 2020 Sale & Line of Credit
APN03-13-0-207-009

Property Details

APN / Parcel Number

Primary APN03-13-0-207-009

Exterior

Lot Area13,068 sqft (0.3 acres)

Location & Zoning

Street Address1265 HICKORY POINT DR
CityO FALLON
StateIL
Zip62269-6518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESERVES OF TIMBER RIDGE PH 3 LOT 76 EXC A02755787
Legal SubdivisionRESERVES OF TIMBER RIDGE
Legal Phase3
Legal Lot Number76
JurisdictionST CLAIR IL
Township / Civil DivisionCASEYVILLE
Census Block Group3
Census Block3018
Census Tract503404

Owner

1265 Hickory Point Dr is owned and occupied by two individuals who bought it in August 2022.

Source: St. Clair County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1265 HICKORY POINT DR, O FALLON, IL 62269-6518
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Warranty Deed, Transfer · VA Mortgage
OPTIMUM FIRST INC
May 27, 2020Grant Deed, Subdivision Related Transfer · Line of Credit
BANK OF O'FALLON

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2022 · Amount on File
Deed SaleAug 10, 2022 · Amount on File
Prior SaleMay 27, 2020 · Amount on File
Deed Document Number20222755787
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateAug 10, 2022
Property Address1265 HICKORY POINT DR, O FALLON, IL 62269-6518
Document Number0A02755787
Map ReferenceDOC A02584175
Instrument DateAug 5, 2022
InstrumentA02755787
Transaction TypeTransfer
Record UpdatedOct 4, 2022
Title CompanyCOMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$580.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1265 HICKORY POINT DR, O FALLON, IL 62269-6518

Mortgage

Document Number0A02755788
DateAug 10, 2022
InstrumentA02755788
Lender
NameOPTIMUM FIRST INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052
Interest
Rate TypeFixed Rate
Rate4.5%

May 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST CLAIR IL
Recording DateMay 27, 2020
Property Address1265 HICKORY POINT DR, O FALLON, IL 62269-6518
Document Number00A2652289
Instrument DateMay 13, 2020
Instrument2652289
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 10, 2021
Title CompanyADVANCED TITLE SOLUTIONS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$629.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address1411 SAUK TRL O FALLON IL 622693584, O FALLON, IL 62269-3584

Mortgage

Document NumberA2652290
DateMay 27, 2020
Instrument2652290
Lender
NameBANK OF O'FALLON
TypeBank
AddressO FALLON, IL 62269-8626
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMay 26, 2030
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionCaseyville Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$202,283 Land $29,016 Building $173,267$606,849 Land $87,048 Building $519,801
2022$154,493 Land $22,102 Building $132,391$463,479 Land $66,306 Building $397,173

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1265 Hickory Point Dr; there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1265 Hickory Point Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wisper ISP
Fixed Wireless
100 / 20

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