Knox County property record for 1265 Harding St, Gilson, IL 61436
| Property Type | Single Family Home |
|---|---|
| Details | 900 sqft · built 1940 |
| Lot Size | 0.145 acres (6,319 sqft) |
| Owner | Company Name on File |
| Last Sale | $82,000 (Dec 2023) |
| Tax Bill | $405 (2025) |
| Deeds & Mortgages | Nov 2024 Sale Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-07-456-004 |
| Primary APN | 15-07-456-004 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 900 sqft Base Area |
| 1st Floor Area | 900 sqft |
| Basement Area | 432 sqft |
| Unfinished Basement | 432 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 6,319 sqft (0.145 acres) |
| Street Address | 1265 HARDING ST |
|---|---|
| City | GILSON |
| State | IL |
| Zip | 61436-5025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 10 FT OF S 1/2 LOT 7 & S 1/2 LOT 8 BLK 12 VILLAGE OF GILSON |
| Legal Subdivision | VILLAGE GILSON |
| Legal Block | 12 |
| Legal Lot Number | 7,8 |
| Jurisdiction | KNOX IL |
| Township / Civil Division | HAW CREEK |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 1600 |
1265 Harding St is owned by a company that bought it in December 2023 and is owner-occupied.
Source: Knox County records, as of June 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 875 WHITING AVE, GALESBURG, IL 61401-6445 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 7, 2024 | Warranty Deed, Transfer |
| Dec 28, 2023 | Warranty Deed, Transfer · Commercial Mortgage TOMPKINS STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2023 · Amount on File |
| Deed Sale | Dec 28, 2023 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KNOX IL |
| Recording Date | Nov 7, 2024 |
| Property Address | 1265 HARDING ST, GILSON, IL 61436-5025 |
| Document Number | 0001095886 |
| Instrument Date | Nov 6, 2024 |
| Instrument | 1095886 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $105.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1265 HARDING ST, GILSON, IL 61436-5025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KNOX IL |
| Recording Date | Dec 28, 2023 |
| Property Address | 1265 HARDING ST, GILSON, IL 61436-5025 |
| Document Number | 0001090453 |
| Instrument Date | Dec 27, 2023 |
| Instrument | 1090453 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $123.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 875 WHITING AVE, GALESBURG, IL 61401-6445 |
| Investor | Possibly a Property Investor |
| Document Number | 0001090454 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | 1090454 |
| Name | TOMPKINS STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 27, 2028 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
| Document Number | 0001090459 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | 1090459 |
| Name | TOMPKINS STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 27, 2028 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
The 2025 property tax bill for 1265 Harding St was $405 with a homeowner's exemption.
Source: Knox County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Knox County |
| County Subdivision | Haw Creek Township |
| Unified School District | Knoxville Community Unit School District 202 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $405.00 | $8,520 Land $1,200 Building $7,320 | $25,560 Land $3,600 Building $21,960 |
| 2022 | $661.00 | $8,620 Land $980 Building $7,640 | $25,860 Land $2,940 Building $22,920 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1265 Harding St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1265 Harding St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid Century Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Nextlink.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures