1265 E Madison Ave, Cottage Grove, OR 97424 Property Records

Lane County property record for 1265 E Madison Ave, Cottage Grove, OR 97424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1947
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$297,000 (Dec 2020)
Tax Bill	$3,252 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-03-33-12-00300-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-33-12-00300-000`
Alternative APN	`0908119`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Finished Area
1st Floor Area	1,224 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1980
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.269 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	360 sqft
Driveway	Driveway
Driveway Area	294 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	0908119
Street Address	1265 E MADISON AVE
City	COTTAGE GROVE
State	OR
Zip	97424-2330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-SINGLE-FAMILY RES
Legal Description	SEC/TWN/RNG/MER:SEC 33 TWN 20 RNG 03
Legal Range	03W
Legal Township	20S
Legal Section	33
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	GEORGETOWN SECOND ADD TO COTTA
Legal Lot Number	300
Jurisdiction	LANE OR
Township / Civil Division	COTTAGE GROVE
Census Block Group	3
Census Block	3024
Census Tract	1302

Owner

1265 E Madison Ave is owned and occupied by an individual who bought it in December 2020.

Source: Lane County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1265 E MADISON AVE, COTTAGE GROVE, OR 97424-2330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU
Dec 1, 2020	Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2020 · Amount on File
Deed Sale	Dec 1, 2020 · Amount on File
Prior Sale	May 1, 2020 · Amount on File
Deed Document Number	2020-070625
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1265 E MADISON AVE, COTTAGE GROVE, OR 97424-2330
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1265 E MADISON AVE, COTTAGE GROVE, OR 97424-2330

Mortgage

Document Number	0000026907
Date	Sep 18, 2023
Instrument	2023-026907

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 17, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Dec 1, 2020
Property Address	1265 E MADISON AVE, COTTAGE GROVE, OR 97424-2330
Document Number	0000070625
Instrument Date	Nov 25, 2020
Instrument	2020-070625
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	EVERGREEN LAND TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1265 E MADISON AVE, COTTAGE GROVE, OR 97424-2330

Mortgage

Document Number	0000070626
Date	Dec 1, 2020
Instrument	2020-070626

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1265 E Madison Ave was $3,252.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Cottage Grove City
Unified School District	South Lane School District 45J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,252.00	$178,030	$326,264 Land $46,667 Building $279,597
2023	$3,100.00 (+4.03%)	$167,811 (+3%)	$320,160 (+9.76%) Land $35,488 Building $284,672
2022	$2,980.00	$162,924	$291,679 Land $36,552 Building $255,127

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1265 E Madison Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1265 E Madison Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTTAGE GROVE serves 10,879 people · EPA ID OR4100236
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hunter Communications, T-Mobile.

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