San Diego County property record for 1265 Darby St, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,246 sqft · built 1960 |
| Lot Size | 0.177 acres (7,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $695,000 (Jul 2022) |
| Tax Bill | $9,285 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 577-562-09-00 |
| Primary APN | 577-562-09-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,246 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,700 sqft (0.177 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1265 DARBY ST |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-3715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 400 TR 004198 |
| Legal Subdivision | SPRING VALLEY ESTATES |
| Legal Tract | 004198 |
| Legal Block | 1 |
| Legal Lot Number | 400 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 14002 |
1265 Darby St is owned and occupied by an individual who bought it in July 2022.
Source: San Diego County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1265 DARBY ST, SPRING VALLEY, CA 91977-3715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2022 | Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 3, 2017 | Deed of Trust, Mortgage · VA Mortgage LEADING MORTGAGE SOLUTIONS INC LEADING MORTGAGE SOLUTIONS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2022 · Amount on File |
| Deed Sale | Jul 5, 2022 · Amount on File |
| Prior Sale | Nov 10, 2011 · Amount on File |
| Deed Document Number | 2022274158 |
| Prior Transfer Date | Aug 4, 2015 |
| Prior Transfer Doc | 0000425578 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 5, 2022 |
| Property Address | 1265 DARBY ST, SPRING VALLEY, CA 91977-3715 |
| Document Number | 0000274158 |
| Map Reference | MAP 4198 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 2022-0274158 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1265 DARBY ST, SPRING VALLEY, CA 91977-3715 |
| Document Number | 0000274159 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 2022-0274159 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1265 DARBY ST, SPRING VALLEY, CA 91977-3715 |
| Document Number | 0000522738 |
| Instrument Date | Nov 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1265 DARBY ST SPRING VALLEY CA 919773715, SPRING VALLEY, CA 91977-3715 |
| Document Number | 0000522738 |
|---|---|
| Date | Nov 8, 2017 |
| Instrument | 522738 |
| Name | LEADING MORTGAGE SOLUTIONS INC LEADING MORTGAGE SOLUTIONS INC |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2047 |
The 2025 property tax bill for 1265 Darby St was $9,285, up 3.6% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $737,539 (+2%) Land $451,013 Building $286,526 | |
| 2025 | $9,285.00 (+3.59%) | $723,078 Land $442,170 Building $280,908 |
| 2024 | $8,963.00 (+10.19%) | |
| 2023 | $8,134.00 (+79.96%) | $646,000 Land $395,000 Building $251,000 |
| 2022 | $4,520.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1265 Darby St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1983–1997) |
| Most Recent Claim | Dec 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1265 Darby St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GeoLinks, T-Mobile.
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