1265 Covey Ln, Eagle River, WI 54521 Property Records

Vilas County property record for 1265 Covey Ln, Eagle River, WI 54521

Property Summary

Property Type	Commercial
Lot Size	39.2 acres (1,711,037 sqft)
Owner	Individual Name on File
Last Sale	$146,000 (Sep 2015)
Deeds & Mortgages	Oct 2020 Line of Credit Oct 2020 Mortgage + 13 more
Flood Zone	Zone X (minimal risk)
APN	`12-4`

Property Details

APN / Parcel Number

Primary APN	`12-4`
Alternative APN	`2 QQ 6`

Exterior

Lot Area	1,711,037 sqft (39.2 acres)

Location & Zoning

Street Address	1265 COVEY LN
City	EAGLE RIVER
State	WI
Zip	54521-9459
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	NW NW
Jurisdiction	VILAS WI
Township / Civil Division	LAND O'LAKES
Census Block Group	1
Census Block	1164
Census Tract	940000

Owner

1265 Covey Ln, a commercial property, is owned by an individual who bought it in September 2015.

Source: Vilas County records, as of February 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	WI
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Line of Credit WISCONSIN NATIVE LOANS FUND INC
Oct 21, 2020	Deed of Trust, Mortgage · Commercial Mortgage NICOLET NATIONAL BANK
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage INCREDIBLEBANK
Feb 14, 2022	Deed of Trust, Mortgage · Line of Credit NICOLET NATIONAL BANK
Jun 20, 2014	Deed of Trust, Mortgage · Conventional Mortgage INLANTA MORTGAGE INC
Jun 3, 2013	Deed of Trust, Mortgage · ARM SUMMIT CU
Dec 16, 2015	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Sep 14, 2015	Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC
May 22, 2014	Correction Deed PEOPLES STATE BANK
Aug 2, 2013	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Mar 7, 2012	Warranty Deed, Transfer NORTHWOODS TITLE AND CLOSING
Jul 5, 2006	Warranty Deed, Transfer
Jun 2, 2005	Warranty Deed, Transfer
Jun 2, 2005	Warranty Deed, Transfer
May 19, 2005	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2015 · Amount on File
Deed Sale	Sep 14, 2015 · Amount on File
Prior Sale	Aug 2, 2013 · Amount on File
Deed Document Number	532221
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VILAS WI
Property Address	1265 COVEY LN, EAGLE RIVER, WI 54521-9459
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000576507
Date	Oct 29, 2020
Instrument	576507

Lender

Name	WISCONSIN NATIVE LOANS FUND INC
Type	Non-Lending Institution
Address	LAC DU FLAMBEAU, WI 54538

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VILAS WI
Property Address	1265 COVEY LN, EAGLE RIVER, WI 54521-9459
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000576172
Date	Oct 21, 2020
Instrument	576172

Lender

Name	NICOLET NATIONAL BANK
Type	Bank
Address	MINOCQUA, WI 54548

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VILAS WI
Property Address	1265 COVEY LN, EAGLE RIVER, WI 54521-9459
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000569833
Date	Apr 6, 2020
Instrument	569833

Lender

Name	INCREDIBLEBANK
Type	Bank
Address	WAUSAU, WI 54401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VILAS WI
Property Address	1265 COVEY LN, EAGLE RIVER, WI 54521-9459
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000591334
Date	Feb 14, 2022
Instrument	591334

Lender

Name	NICOLET NATIONAL BANK
Type	Bank
Address	RHINELANDER, WI 54501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VILAS WI
Property Address	1265 COVEY LN, EAGLE RIVER, WI 54521-9459
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	NORTHWOODS TITLE AND CLOSING, NORTHWOODS TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000521950
Date	Jun 20, 2014
Instrument	521950

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company
Address	BROOKFIELD, WI 53045

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2044

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VILAS WI
Property Address	1265 COVEY LN, EAGLE RIVER, WI 54521-9459
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	LAKE COUNTRY TITLE SERVICES LLC, LAKE COUNTRY TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000513586
Date	Jun 3, 2013
Instrument	513586

Lender

Name	SUMMIT CU
Type	Credit Union
Address	MADISON, WI 53708

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 1, 2018
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	9.25%

December 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VILAS WI
Property Address	1265 COVEY LN, EAGLE RIVER, WI 54521-9459
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	VILAS TITLE SERVICE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000534456
Date	Dec 16, 2015
Instrument	534456

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2046

September 2015: Deed, Transfer

Document Type	Deed
Jurisdiction	VILAS WI
Recording Date	Sep 14, 2015
Property Address	1265 COVEY LN, EAGLE RIVER, WI 54521-9459
Document Number	0000532221
Instrument Date	Sep 3, 2015
Instrument	532221
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000532222
Date	Sep 14, 2015
Instrument	532222

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2045

May 2014: Correction Deed

Document Type	Correction Deed
Jurisdiction	VILAS WI
Recording Date	May 22, 2014
Property Address	1265 COVEY LN, EAGLE RIVER, WI 54521-9459
Document Number	0000521341
Instrument Date	May 21, 2014
Instrument	521341
Record Updated	Feb 20, 2026
Title Company	NORTHWOODS TITLE AND CLOSING, NORTHWOODS TITLE & CLOSING S

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000521342
Date	May 22, 2014
Instrument	521342

Lender

Name	PEOPLES STATE BANK
Type	Bank

Agreement

Amount	Amount on Record

August 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VILAS WI
Recording Date	Aug 2, 2013
Property Address	1265 COVEY LN, EAGLE RIVER, WI 54521-9459
Document Number	0000515066
Instrument Date	Jul 30, 2013
Instrument	515066
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	NORTHWOODS TITLE AND CLOSING, NORTHWOODS TITLE & CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$651.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000515067
Date	Aug 2, 2013
Instrument	515067

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2043

March 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VILAS WI
Recording Date	Mar 7, 2012
Property Address	1265 COVEY LN, EAGLE RIVER, WI 54521-9459
Document Number	0000501846
Instrument Date	Feb 27, 2012
Instrument	501846
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	NORTHWOODS TITLE AND CLOSING

Transaction

Amount	Amount on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VILAS WI
Recording Date	Jul 5, 2006
Property Address	1265 COVEY LN, EAGLE RIVER, WI 54521-9459
Document Number	01431/0057
Book / Page	1431 / 0057
Instrument Date	Jun 30, 2006
Instrument	00445737
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Tax	$1,020.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7735 PALMER LAKE RD, LAND O LAKES, WI 54540-9779

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 537, LAND O LAKES, WI 54540-0537

June 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VILAS WI
Recording Date	Jun 2, 2005
Property Address	1265 COVEY LN, EAGLE RIVER, WI 54521-9459
Document Number	01348/0537
Book / Page	1348 / 0537
Instrument Date	May 31, 2005
Instrument	00432264
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 FIFTH AVENUE SSE, CLARK, SD 57225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 INDIANWOOD DR, BROOKFIELD, WI 53005-5591
Investor	Possibly a Property Investor

June 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VILAS WI
Recording Date	Jun 2, 2005
Property Address	1265 COVEY LN, EAGLE RIVER, WI 54521-9459
Document Number	01348/0534
Book / Page	1348 / 0534
Instrument Date	May 27, 2005
Instrument	00432263
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3875 PROMENADE WAY, PLEASANTON, CA 94566-7178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 INDIANWOOD DR, BROOKFIELD, WI 53005-5591
Investor	Possibly a Property Investor

May 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VILAS WI
Recording Date	May 19, 2005
Property Address	1265 COVEY LN, EAGLE RIVER, WI 54521-9459
Document Number	01345/0502
Book / Page	1345 / 0502
Instrument Date	May 5, 2005
Instrument	00431792
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12283 VIRGINIA DR, LEESBURG, FL 34788-4514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9127 MAIN ST, ELAND, WI 54427-9651

Tax Assessment & Valuation

Source: Vilas County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vilas County
County Subdivision	Land O'Lakes Town
Unified School District	Northland Pines School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025		$154,500 Land $30,000 Building $124,500
2023	Additional exemption filed

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1265 Covey Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1265 Covey Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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