1265 92nd Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 1265 92nd Ave W, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 882 sqft · built 1957
Lot Size	0.174 acres (7,578 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Oct 2023)
Tax Bill	$2,090 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3300-00130`

Property Details

APN / Parcel Number

Primary APN	`010-3300-00130`
Alternative APNs	`1155861` `954047`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	882 sqft Gross Area
1st Floor Area	144 sqft
Basement Area	220 sqft
Finished Basement	220 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	7,578 sqft (0.174 acres)
Garage Area	308 sqft
Pool Type	Spa / Hot Tub (No Pool)
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1155861
Street Address	1265 92ND AVE W
City	DULUTH
State	MN
Zip	55808-1536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 AND SLY 2 FT OF LOT 14 INC PARTOF VAC ALLEY AND PEDESTRIAN WAY ADJ SERIAL #
Legal Subdivision	MORGAN PARK OF DULUTH
Legal Block	1
Legal Lot Number	13-14
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2003
Census Tract	3700

Owner

1265 92nd Ave W is owned and occupied by an individual who bought it in October 2023.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1265 92ND AVE W, DULUTH, MN 55808-1536
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2023 · Amount on File
Deed Sale	Oct 4, 2023 · Amount on File
Prior Sale	Jan 3, 2011
Deed Document Number	20231073052
Prior Transfer Date	Jul 15, 2013
Prior Transfer Doc	000T933376
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 4, 2023
Property Address	1265 92ND AVE W, DULUTH, MN 55808-1536
Document Number	0001073052
Instrument Date	Sep 29, 2023
Instrument	1073052
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	NOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1265 92ND AVE W, DULUTH, MN 55808-1536

Mortgage

Document Number	0001073053
Date	Oct 4, 2023
Instrument	1073053

Lender

Name	NORTH SHORE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 1265 92nd Ave W was $2,090 with a homeowner's exemption, down 0.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,090.00 (-0.76%) Homeowner's exemption
2025	$2,106.00 Homeowner's exemption	$189,600 (+5.63%) Land $16,000 Building $173,600	$189,600 (+5.63%) Land $16,000 Building $173,600
2024		$179,500 Land $18,800 Building $160,700	$179,500 Land $18,800 Building $160,700
2023	$2,042.00 Homeowner's exemption
2022		$155,900 Land $19,800 Building $136,100	$155,900 Land $19,800 Building $136,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1265 92nd Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1265 92nd Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Airfiber Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20