12648 S Union Ave, Chicago, IL 60628 Property Records

Cook County property record for 12648 S Union Ave, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 640 sqft · built 1912
Lot Size	0.071 acres (3,075 sqft)
Owner	Individual Name on Record
Last Sale	$12,000 (Feb 2009)
Tax Bill	$317 (2023)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-28-323-043`

Property Details

APN / Parcel Number

Primary APN	`25-28-323-043`
Alternative APN	`25-28-323-043-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	640 sqft Living Area
1st Floor Area	640 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1914
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,075 sqft (0.071 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12648 S UNION AVE
City	CHICAGO
State	IL
Zip	60628-7022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(SECOND) ADD TO (WEST) (PULLMAN) BEING PT OF WH SW SEC 28-37-14
Legal Range	14E
Legal Township	37N
Legal Section	28
Legal Subdivision	SECOND ADD TO WEST PULLMAN
Legal Block	14
Legal Lot Number	20
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3020
Census Tract	530503

Owner

Source: Cook County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	581 VISTA SOL DR, DAVENPORT, FL 33837-6824
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2009 · Amount on Record
Deed Sale	Feb 2, 2009 · Amount on Record
Prior Sale	Sep 3, 2008
Deed Document Number	200940016
Last Transfer Date	Aug 28, 2026
Transfer Doc	0000014010
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Sep 10, 2026
Property Address	12648 S UNION AVE, CHICAGO, IL 60628-7022
Document Number	0000014010
Instrument Date	Aug 28, 2026
Instrument	202614010
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 VISTA SOL DR, DAVENPORT, FL 33837-6824

Mortgage

Document Number	0000014011,
Date	Sep 10, 2026
Instrument	202625314011

Lender

Name	MORTGAGE PROS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,076 (+238.4%) Land $1,845 Building $3,231	$50,760 (+238.4%) Land $18,450 Building $32,310
2023	$317.00 (+2.59%)
2022	$309.00 (+2.32%)	$1,500 (-) Land $1,230 Building $270	$15,000 (-) Land $12,300 Building $2,700
2021	$302.00	$1,500 Land $1,230 Building $270	$15,000 Land $12,300 Building $2,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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