12648 Ramer St, El Monte, CA 91732 Property Records

Los Angeles County property record for 12648 Ramer St, El Monte, CA 91732

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,998 sqft · built 1962
Lot Size	0.125 acres (5,431 sqft)
Owner	2 Company Names on File
Last Sale	$303,000 (Jun 2003)
Tax Bill	$8,747 (2025)
Deeds & Mortgages	May 2022 Reverse Mortgage Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`8108-028-041`

Property Details

APN / Parcel Number

Primary APN	`8108-028-041`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,998 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,431 sqft (0.125 acres)
Lot Dimensions	102 ft deep x 55 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	12648 RAMER ST
City	EL MONTE
State	CA
Zip	91732-4018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EMR1A*
Legal Description	TRACT NO 26385 LOT 50
Legal Subdivision	26385
Legal Tract	26385
Legal Block	2
Legal Lot Number	50
Jurisdiction	LOS ANGELES CA
Township / Civil Division	UPPER SAN GABRIEL VALLEY
Census Block Group	2
Census Block	2022
Census Tract	434001

Owner

Source: Los Angeles County assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	12648 RAMER ST, EL MONTE, CA 91732-4018
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Nov 13, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2003 · Amount on Record
Deed Sale	Jun 20, 2003 · Amount on Record
Deed Document Number	20031761434
Last Transfer Date	Nov 6, 2019
Transfer Doc	0001228646
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	12648 RAMER ST, EL MONTE, CA 91732-4018
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12648 RAMER ST, EL MONTE, CA 91732-4018

Mortgage

Document Number	0000570432
Date	May 27, 2022
Instrument	22-0570432

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.75%

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Nov 13, 2019
Property Address	12648 RAMER ST, EL MONTE, CA 91732-4018
Document Number	0001228646
Instrument Date	Nov 6, 2019
Instrument	1228646
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12648 RAMER ST EL MONTE CA 917324018, EL MONTE, CA 91732-4018

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	El Monte City
Secondary School District	El Monte Union High School District (09 - 12)
Elementary School District	Mountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,747.00 (+5.54%) Homeowner's exemption	$438,529 (+4.04%) Land $217,239 Building $221,290
2023	$8,288.00 (+2.98%) Homeowner's exemption	$421,502 Land $208,804 Building $212,698
2022	$8,048.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN GABRIEL VALLEY WATER CO.-EL MONTE private · serves 240,000 people · EPA ID CA1910039
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, Verizon.

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