12648 Rainbow Reef Isle, Boynton Beach, FL 33473 Property Records

Palm Beach County property record for 12648 Rainbow Reef Isle, Boynton Beach, FL 33473

Property Summary

Property Type	Zero Lot Line
Details	2 bd · 2 ba · 1,783 sqft · built 2022
Lot Size	0.174 acres (7,588 sqft)
Owner	Individual Name on File
Last Sale	$814,218 (Nov 2022)
Tax Bill	$11,168 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-06-02-000-2150`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-06-02-000-2150`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,783 sqft Living Area
Gross Area	2,452 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	7,588 sqft (0.174 acres)
Porch	Open Porch
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	12648 RAINBOW REEF ISLE
City	BOYNTON BEACH
State	FL
Zip	33473-7121
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	AGR-PUD
Legal Description	MONTICELLO AGR PUD PLAT ONE LT 215
Legal Range	42
Legal Township	46
Legal Section	06
Legal Lot Number	215
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	1
Census Block	1012
Census Tract	7773

Owner

12648 Rainbow Reef Isle, a zero lot line, is owned and occupied by an individual who bought it in November 2022.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12648 RAINBOW REEF ISLE, BOYNTON BEACH, FL 33473-7121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2022 · Amount on File
Deed Sale	Nov 21, 2022 · Amount on File
Deed Document Number	20220462753
Deed Book / Page	33966 / 1878
Record Updated	Jun 8, 2026

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Nov 21, 2022
Property Address	12648 RAINBOW REEF ISLE, BOYNTON BEACH, FL 33473-7121
Document Number	0339661878
Book / Page	33966 / 1878
Map Reference	MB 128 PG 172
Instrument Date	Nov 14, 2022
Instrument	20220462753
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	NOVA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,700.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12648 RAINBOW REEF ISLE, BOYNTON BEACH, FL 33473-7121

Mortgage

Document Number	0339661880
Date	Nov 21, 2022
Instrument	33966/1880

Lender

Name	GLFINANCIAL SERVICES LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 12648 Rainbow Reef Isle was $11,168 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,168.00 Homeowner's exemption	$698,818 Land $175,000 Building $523,818	$698,818 Land $175,000 Building $523,818
2023	$10,791.00 (+521.6%) Homeowner's exemption	$671,108 (+473.6%) Land $224,359 Building $446,749	$671,108 (+473.6%) Land $224,359 Building $446,749
2022	$1,736.00	$117,000 Land $117,000	$117,000 Land $117,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12648 Rainbow Reef Isle in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 738 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	738 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12648 Rainbow Reef Isle is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20