San Diego County property record for 12647 Pedriza Rd, Poway, CA 92064
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,116 sqft · built 1980 |
| Lot Size | 0.322 acres (14,024 sqft) |
| Owner | Company Name on File |
| Last Sale | $240,000 (Jul 1995) |
| Tax Bill | $5,670 (2025) |
| Deeds & Mortgages | Sep 2021 Second Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 275-760-08-00 |
| Primary APN | 275-760-08-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,116 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 14,024 sqft (0.322 acres) |
| View / Lot | Good |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12647 PEDRIZA RD |
|---|---|
| City | POWAY |
| State | CA |
| Zip | 92064-2026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-4 |
| Legal Description | LOT 8 ST CLSD& TR 008892 |
| Legal Subdivision | COUNTY/SAN DIEGO 3551 |
| Legal Tract | 008892 |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 17054 |
12647 Pedriza Rd is owned by a company that bought it in July 1995 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 12647 PEDRIZA RD, POWAY, CA 92064-2026 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAN DIEGO COUNTY CU |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 1995 · Amount on File |
| Deed Sale | Jul 28, 1995 · Amount on File |
| Prior Sale | Jun 1, 1988 · Amount on File |
| Deed Document Number | 1995324913 |
| Prior Transfer Date | Mar 4, 1994 |
| Prior Transfer Doc | 0000163546 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12647 PEDRIZA RD, POWAY, CA 92064-2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 12647 PEDRIZA RD, POWAY, CA 92064-2026 |
| Document Number | 0000676826 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021-0676826 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12647 PEDRIZA RD, POWAY, CA 92064-2026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000221293 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 2020-0221293 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2030 |
The 2025 property tax bill for 12647 Pedriza Rd was $5,670 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $510,454 (+2%) Land $130,233 Building $380,221 | |
| 2025 | $5,670.00 Homeowner's exemption | $500,446 Land $127,680 Building $372,766 |
| 2023 | $5,403.00 (+1.71%) Homeowner's exemption | $481,015 Land $122,723 Building $358,292 |
| 2022 | $5,312.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12647 Pedriza Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12647 Pedriza Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POWAY serves 49,888 people · EPA ID CA3710015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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