Adams County property record for 12646 Jersey Cir E, Thornton, CO 80602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,287 sqft · built 2007 |
| Lot Size | 0.186 acres (8,107 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $445,000 (Sep 2019) |
| Tax Bill | $1,585 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0146178 |
| Primary APN | R0146178 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,287 sqft Living Area |
| 1st Floor Area | 1,076 sqft |
| 2nd Floor Area | 1,211 sqft |
| Basement Area | 656 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,107 sqft (0.186 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 580 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | R0146178 |
|---|---|
| Old Parcel Number | 157132207015 |
| Street Address | 12646 JERSEY CIR E |
| City | THORNTON |
| State | CO |
| Zip | 80602-4658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB:SAGE CREEK FILING NO 1 AMENDMENT NO 1 BLK:6 LOT:15 |
| Legal Range | 67W |
| Legal Township | 01S |
| Legal Section | 32 |
| Legal Quarter | NW |
| Legal Subdivision | SAGE CREEK FILING NO 1 AMENDMENT NO 1 |
| Legal Block | 6 |
| Legal Lot Number | 15 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | WEST ADAMS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 8548 |
Source: Adams County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12646 JERSEY CIR E, THORNTON, CO 80602-4658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Sep 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2019 · Amount on Record |
| Deed Sale | Sep 9, 2019 · Amount on Record |
| Prior Sale | Jun 28, 2007 · Amount on Record |
| Deed Document Number | 2019000074607 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 12646 JERSEY CIR E, THORNTON, CO 80602-4658 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | FITCO |
| Name | Verified Name |
|---|
| Document Number | 0000057821 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021000057821 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Sep 9, 2019 |
| Property Address | 12646 JERSEY CIR E, THORNTON, CO 80602-4658 |
| Document Number | 0000074607 |
| Instrument Date | Sep 5, 2019 |
| Instrument | 74607 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $44.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12646 JERSEY CIR E THORNTON CO 806024658, THORNTON, CO 80602-4658 |
| Document Number | 74608 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 74608 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 8, 2049 |
Source: Adams County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Thornton City |
| Unified School District | School District 27J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,585.00 (-61.72%) | $37,380 (-12.29%) Land $7,940 Building $29,440 | $598,000 (-5.08%) Land $127,000 Building $471,000 |
| 2023 | $4,141.00 (+15.64%) | $42,620 (+16.7%) Land $7,100 Building $35,520 | $630,000 (+19.9%) Land $105,000 Building $525,000 |
| 2022 | $3,581.00 | $36,520 Land $14,600 Building $21,920 | $525,421 Land $210,000 Building $315,421 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF THORNTON serves 226,465 people · EPA ID CO0101150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Rise Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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