12646 Beach St, Cerritos, CA 90703 Property Records

Los Angeles County property record for 12646 Beach St, Cerritos, CA 90703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,732 sqft · built 1970
Lot Size	0.116 acres (5,037 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (Jul 2021)
Tax Bill	$11,798 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7012-019-011`

Property Details

APN / Parcel Number

Primary APN	`7012-019-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,732 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Flat
Roof Material	Gravel
Lot Area	5,037 sqft (0.116 acres)
Lot Dimensions	95 ft deep x 53 ft wide

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	12646 BEACH ST
City	CERRITOS
State	CA
Zip	90703-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CERS5000
Legal Description	TRACT NO 29217 LOT 46
Legal Subdivision	29217
Legal Tract	29217
Legal Block	1
Legal Lot Number	46
Jurisdiction	LOS ANGELES CA
Township / Civil Division	DOWNEY-NORWALK
Census Block Group	1
Census Block	1007
Census Tract	554512

Owner

12646 Beach St is owned and occupied by two individuals who bought it in July 2021.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12646 BEACH ST, CERRITOS, CA 90703-1114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MASTERMAN ROCHE INC
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MASTERMAN ROCHE INC
Nov 6, 2019	Deed of Trust, Mortgage · Line of Credit KINECTA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2021 · Amount on File
Deed Sale	Jul 29, 2021 · Amount on File
Prior Sale	Sep 3, 2015 · Amount on File
Deed Document Number	20211166498
Prior Transfer Date	May 22, 2014
Prior Transfer Doc	0000772671
Record Updated	Oct 29, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Jul 29, 2021
Property Address	12646 BEACH ST, CERRITOS, CA 90703-1114
Document Number	0001166498
Map Reference	MB 795 PG 60-62
Instrument Date	Jun 21, 2021
Instrument	21-1166498
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12646 BEACH ST, CERRITOS, CA 90703-1114

Mortgage

Document Number	0001166499
Date	Jul 29, 2021
Instrument	21-1166499

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	12646 BEACH ST, CERRITOS, CA 90703-1114
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12646 BEACH ST, CERRITOS, CA 90703-1114

Mortgage

Document Number	0000367709
Date	Mar 5, 2021
Instrument	21-0367709

Lender

Name	MASTERMAN ROCHE INC
Type	Non-Lending Institution
Address	SOUTH PASADENA, CA 91030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	12646 BEACH ST, CERRITOS, CA 90703-1114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000475645
Date	Apr 30, 2020
Instrument	20-0475645

Lender

Name	MASTERMAN ROCHE INC
Type	Non-Lending Institution
Address	SOUTH PASADENA, CA 91030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	12646 BEACH ST, CERRITOS, CA 90703-1114
Document Number	0001246360
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12646 BEACH ST CERRITOS CA 907031114, CERRITOS, CA 90703-1114

Mortgage

Document Number	0001246360
Date	Nov 15, 2019
Instrument	1246360

Lender

Name	KINECTA FCU
Type	Credit Union
Address	MANHATTAN BEACH, CA 90266

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12646 Beach St was $11,798.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Cerritos City
Unified School District	ABC Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,001,247 (+2%) Land $784,545 Building $216,702
2025	$11,798.00	$981,615 Land $769,162 Building $212,453
2023	$11,107.00 (+1.53%)	$943,500 Land $739,296 Building $204,204
2022	$10,940.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12646 Beach St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12646 Beach St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CERRITOS - CITY, WATER DEPT. serves 46,851 people · EPA ID CA1910019
Water Source	Purchased surface water from METROPOLITAN WATER DIST. OF SO. CAL.
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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